LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,873
−HK$3,943/mo
▼ 0.25% · 3.875%
HK$64,829
−HK$1,987/mo
Today · 4.125%
HK$66,816
baseline
▲ 0.50% · 4.625%
HK$70,881
+HK$4,065/mo
Deposit HK$13.79M · loan HK$13.79M · min. income ≈ HK$133,632/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,171,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,946
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$71,821
−HK$1,903/mo
Today · 4.125%
HK$73,724
baseline
▲ 0.50% · 4.625%
HK$77,611
+HK$3,887/mo
Deposit HK$13.79M · loan HK$13.79M · min. income ≈ HK$147,448/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,171,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,448
−HK$4,731/mo
▼ 0.25% · 3.875%
HK$77,794
−HK$2,385/mo
Today · 4.125%
HK$80,179
baseline
▲ 0.50% · 4.625%
HK$85,057
+HK$4,878/mo
Deposit HK$11.03M · loan HK$16.54M · min. income ≈ HK$160,358/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,171,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,935
−HK$4,534/mo
▼ 0.25% · 3.875%
HK$86,186
−HK$2,283/mo
Today · 4.125%
HK$88,469
baseline
▲ 0.50% · 4.625%
HK$93,133
+HK$4,664/mo
Deposit HK$11.03M · loan HK$16.54M · min. income ≈ HK$176,938/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,171,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,022
−HK$5,520/mo
▼ 0.25% · 3.875%
HK$90,760
−HK$2,782/mo
Today · 4.125%
HK$93,542
baseline
▲ 0.50% · 4.625%
HK$99,234
+HK$5,692/mo
Deposit HK$8.27M · loan HK$19.30M · min. income ≈ HK$187,084/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$1,171,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,924
−HK$5,290/mo
▼ 0.25% · 3.875%
HK$100,550
−HK$2,664/mo
Today · 4.125%
HK$103,214
baseline
▲ 0.50% · 4.625%
HK$108,655
+HK$5,441/mo
Deposit HK$8.27M · loan HK$19.30M · min. income ≈ HK$206,428/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$1,171,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,171
−HK$7,097/mo
▼ 0.25% · 3.875%
HK$116,692
−HK$3,576/mo
Today · 4.125%
HK$120,268
baseline
▲ 0.50% · 4.625%
HK$127,586
+HK$7,318/mo
Deposit HK$2.76M · loan HK$24.82M · min. income ≈ HK$240,536/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,171,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,902
−HK$6,802/mo
▼ 0.25% · 3.875%
HK$129,279
−HK$3,425/mo
Today · 4.125%
HK$132,704
baseline
▲ 0.50% · 4.625%
HK$139,699
+HK$6,995/mo
Deposit HK$2.76M · loan HK$24.82M · min. income ≈ HK$265,408/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,171,843 · Scale 2, in force from 26 Feb 2026)