LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,874
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$64,829
−HK$1,987/mo
Today · 4.125%
HK$66,816
baseline
▲ 0.50% · 4.625%
HK$70,882
+HK$4,066/mo
Deposit HK$13.79M · loan HK$13.79M · min. income ≈ HK$133,632/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,171,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,946
−HK$3,779/mo
▼ 0.25% · 3.875%
HK$71,822
−HK$1,903/mo
Today · 4.125%
HK$73,725
baseline
▲ 0.50% · 4.625%
HK$77,611
+HK$3,886/mo
Deposit HK$13.79M · loan HK$13.79M · min. income ≈ HK$147,450/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,171,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,448
−HK$4,732/mo
▼ 0.25% · 3.875%
HK$77,795
−HK$2,385/mo
Today · 4.125%
HK$80,180
baseline
▲ 0.50% · 4.625%
HK$85,058
+HK$4,878/mo
Deposit HK$11.03M · loan HK$16.54M · min. income ≈ HK$160,360/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,171,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,936
−HK$4,534/mo
▼ 0.25% · 3.875%
HK$86,187
−HK$2,283/mo
Today · 4.125%
HK$88,470
baseline
▲ 0.50% · 4.625%
HK$93,134
+HK$4,664/mo
Deposit HK$11.03M · loan HK$16.54M · min. income ≈ HK$176,940/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,171,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,023
−HK$5,520/mo
▼ 0.25% · 3.875%
HK$90,761
−HK$2,782/mo
Today · 4.125%
HK$93,543
baseline
▲ 0.50% · 4.625%
HK$99,235
+HK$5,692/mo
Deposit HK$8.27M · loan HK$19.30M · min. income ≈ HK$187,086/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$1,171,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,925
−HK$5,290/mo
▼ 0.25% · 3.875%
HK$100,551
−HK$2,664/mo
Today · 4.125%
HK$103,215
baseline
▲ 0.50% · 4.625%
HK$108,656
+HK$5,441/mo
Deposit HK$8.27M · loan HK$19.30M · min. income ≈ HK$206,430/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$1,171,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,173
−HK$7,097/mo
▼ 0.25% · 3.875%
HK$116,693
−HK$3,577/mo
Today · 4.125%
HK$120,270
baseline
▲ 0.50% · 4.625%
HK$127,588
+HK$7,318/mo
Deposit HK$2.76M · loan HK$24.82M · min. income ≈ HK$240,540/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,171,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,903
−HK$6,803/mo
▼ 0.25% · 3.875%
HK$129,280
−HK$3,426/mo
Today · 4.125%
HK$132,706
baseline
▲ 0.50% · 4.625%
HK$139,701
+HK$6,995/mo
Deposit HK$2.76M · loan HK$24.82M · min. income ≈ HK$265,412/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,171,856 · Scale 2, in force from 26 Feb 2026)