LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,876
−HK$3,943/mo
▼ 0.25% · 3.875%
HK$64,832
−HK$1,987/mo
Today · 4.125%
HK$66,819
baseline
▲ 0.50% · 4.625%
HK$70,885
+HK$4,066/mo
Deposit HK$13.79M · loan HK$13.79M · min. income ≈ HK$133,638/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,171,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,949
−HK$3,779/mo
▼ 0.25% · 3.875%
HK$71,825
−HK$1,903/mo
Today · 4.125%
HK$73,728
baseline
▲ 0.50% · 4.625%
HK$77,614
+HK$3,886/mo
Deposit HK$13.79M · loan HK$13.79M · min. income ≈ HK$147,456/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,171,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,451
−HK$4,732/mo
▼ 0.25% · 3.875%
HK$77,798
−HK$2,385/mo
Today · 4.125%
HK$80,183
baseline
▲ 0.50% · 4.625%
HK$85,062
+HK$4,879/mo
Deposit HK$11.03M · loan HK$16.54M · min. income ≈ HK$160,366/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,171,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,939
−HK$4,535/mo
▼ 0.25% · 3.875%
HK$86,190
−HK$2,284/mo
Today · 4.125%
HK$88,474
baseline
▲ 0.50% · 4.625%
HK$93,137
+HK$4,663/mo
Deposit HK$11.03M · loan HK$16.54M · min. income ≈ HK$176,948/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,171,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,027
−HK$5,520/mo
▼ 0.25% · 3.875%
HK$90,765
−HK$2,782/mo
Today · 4.125%
HK$93,547
baseline
▲ 0.50% · 4.625%
HK$99,239
+HK$5,692/mo
Deposit HK$8.27M · loan HK$19.30M · min. income ≈ HK$187,094/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$1,171,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,929
−HK$5,290/mo
▼ 0.25% · 3.875%
HK$100,555
−HK$2,664/mo
Today · 4.125%
HK$103,219
baseline
▲ 0.50% · 4.625%
HK$108,660
+HK$5,441/mo
Deposit HK$8.27M · loan HK$19.30M · min. income ≈ HK$206,438/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$1,171,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,177
−HK$7,097/mo
▼ 0.25% · 3.875%
HK$116,697
−HK$3,577/mo
Today · 4.125%
HK$120,274
baseline
▲ 0.50% · 4.625%
HK$127,593
+HK$7,319/mo
Deposit HK$2.76M · loan HK$24.82M · min. income ≈ HK$240,548/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,171,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,908
−HK$6,803/mo
▼ 0.25% · 3.875%
HK$129,285
−HK$3,426/mo
Today · 4.125%
HK$132,711
baseline
▲ 0.50% · 4.625%
HK$139,706
+HK$6,995/mo
Deposit HK$2.76M · loan HK$24.82M · min. income ≈ HK$265,422/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,171,901 · Scale 2, in force from 26 Feb 2026)