LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,877
−HK$3,943/mo
▼ 0.25% · 3.875%
HK$64,833
−HK$1,987/mo
Today · 4.125%
HK$66,820
baseline
▲ 0.50% · 4.625%
HK$70,886
+HK$4,066/mo
Deposit HK$13.79M · loan HK$13.79M · min. income ≈ HK$133,640/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,171,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,950
−HK$3,779/mo
▼ 0.25% · 3.875%
HK$71,826
−HK$1,903/mo
Today · 4.125%
HK$73,729
baseline
▲ 0.50% · 4.625%
HK$77,615
+HK$3,886/mo
Deposit HK$13.79M · loan HK$13.79M · min. income ≈ HK$147,458/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,171,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,452
−HK$4,732/mo
▼ 0.25% · 3.875%
HK$77,799
−HK$2,385/mo
Today · 4.125%
HK$80,184
baseline
▲ 0.50% · 4.625%
HK$85,063
+HK$4,879/mo
Deposit HK$11.03M · loan HK$16.54M · min. income ≈ HK$160,368/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,171,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,940
−HK$4,535/mo
▼ 0.25% · 3.875%
HK$86,191
−HK$2,284/mo
Today · 4.125%
HK$88,475
baseline
▲ 0.50% · 4.625%
HK$93,138
+HK$4,663/mo
Deposit HK$11.03M · loan HK$16.54M · min. income ≈ HK$176,950/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,171,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,028
−HK$5,520/mo
▼ 0.25% · 3.875%
HK$90,766
−HK$2,782/mo
Today · 4.125%
HK$93,548
baseline
▲ 0.50% · 4.625%
HK$99,240
+HK$5,692/mo
Deposit HK$8.27M · loan HK$19.30M · min. income ≈ HK$187,096/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$1,171,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,930
−HK$5,291/mo
▼ 0.25% · 3.875%
HK$100,556
−HK$2,665/mo
Today · 4.125%
HK$103,221
baseline
▲ 0.50% · 4.625%
HK$108,662
+HK$5,441/mo
Deposit HK$8.27M · loan HK$19.30M · min. income ≈ HK$206,442/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$1,171,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,178
−HK$7,098/mo
▼ 0.25% · 3.875%
HK$116,699
−HK$3,577/mo
Today · 4.125%
HK$120,276
baseline
▲ 0.50% · 4.625%
HK$127,594
+HK$7,318/mo
Deposit HK$2.76M · loan HK$24.82M · min. income ≈ HK$240,552/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,171,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,910
−HK$6,802/mo
▼ 0.25% · 3.875%
HK$129,287
−HK$3,425/mo
Today · 4.125%
HK$132,712
baseline
▲ 0.50% · 4.625%
HK$139,708
+HK$6,996/mo
Deposit HK$2.76M · loan HK$24.82M · min. income ≈ HK$265,424/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,171,915 · Scale 2, in force from 26 Feb 2026)