LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,880
−HK$3,943/mo
▼ 0.25% · 3.875%
HK$64,835
−HK$1,988/mo
Today · 4.125%
HK$66,823
baseline
▲ 0.50% · 4.625%
HK$70,889
+HK$4,066/mo
Deposit HK$13.79M · loan HK$13.79M · min. income ≈ HK$133,646/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,171,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,953
−HK$3,779/mo
▼ 0.25% · 3.875%
HK$71,829
−HK$1,903/mo
Today · 4.125%
HK$73,732
baseline
▲ 0.50% · 4.625%
HK$77,619
+HK$3,887/mo
Deposit HK$13.79M · loan HK$13.79M · min. income ≈ HK$147,464/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,171,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,455
−HK$4,732/mo
▼ 0.25% · 3.875%
HK$77,803
−HK$2,384/mo
Today · 4.125%
HK$80,187
baseline
▲ 0.50% · 4.625%
HK$85,066
+HK$4,879/mo
Deposit HK$11.03M · loan HK$16.55M · min. income ≈ HK$160,374/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,171,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,943
−HK$4,536/mo
▼ 0.25% · 3.875%
HK$86,195
−HK$2,284/mo
Today · 4.125%
HK$88,479
baseline
▲ 0.50% · 4.625%
HK$93,142
+HK$4,663/mo
Deposit HK$11.03M · loan HK$16.55M · min. income ≈ HK$176,958/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,171,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,031
−HK$5,521/mo
▼ 0.25% · 3.875%
HK$90,770
−HK$2,782/mo
Today · 4.125%
HK$93,552
baseline
▲ 0.50% · 4.625%
HK$99,244
+HK$5,692/mo
Deposit HK$8.27M · loan HK$19.30M · min. income ≈ HK$187,104/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$1,171,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,934
−HK$5,291/mo
▼ 0.25% · 3.875%
HK$100,561
−HK$2,664/mo
Today · 4.125%
HK$103,225
baseline
▲ 0.50% · 4.625%
HK$108,666
+HK$5,441/mo
Deposit HK$8.27M · loan HK$19.30M · min. income ≈ HK$206,450/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$1,171,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,183
−HK$7,098/mo
▼ 0.25% · 3.875%
HK$116,704
−HK$3,577/mo
Today · 4.125%
HK$120,281
baseline
▲ 0.50% · 4.625%
HK$127,600
+HK$7,319/mo
Deposit HK$2.76M · loan HK$24.82M · min. income ≈ HK$240,562/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,171,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,915
−HK$6,803/mo
▼ 0.25% · 3.875%
HK$129,292
−HK$3,426/mo
Today · 4.125%
HK$132,718
baseline
▲ 0.50% · 4.625%
HK$139,714
+HK$6,996/mo
Deposit HK$2.76M · loan HK$24.82M · min. income ≈ HK$265,436/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,171,965 · Scale 2, in force from 26 Feb 2026)