LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,881
−HK$3,943/mo
▼ 0.25% · 3.875%
HK$64,836
−HK$1,988/mo
Today · 4.125%
HK$66,824
baseline
▲ 0.50% · 4.625%
HK$70,890
+HK$4,066/mo
Deposit HK$13.79M · loan HK$13.79M · min. income ≈ HK$133,648/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,171,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,954
−HK$3,779/mo
▼ 0.25% · 3.875%
HK$71,830
−HK$1,903/mo
Today · 4.125%
HK$73,733
baseline
▲ 0.50% · 4.625%
HK$77,620
+HK$3,887/mo
Deposit HK$13.79M · loan HK$13.79M · min. income ≈ HK$147,466/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,171,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,457
−HK$4,731/mo
▼ 0.25% · 3.875%
HK$77,804
−HK$2,384/mo
Today · 4.125%
HK$80,188
baseline
▲ 0.50% · 4.625%
HK$85,068
+HK$4,880/mo
Deposit HK$11.03M · loan HK$16.55M · min. income ≈ HK$160,376/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,171,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,945
−HK$4,535/mo
▼ 0.25% · 3.875%
HK$86,196
−HK$2,284/mo
Today · 4.125%
HK$88,480
baseline
▲ 0.50% · 4.625%
HK$93,144
+HK$4,664/mo
Deposit HK$11.03M · loan HK$16.55M · min. income ≈ HK$176,960/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,171,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,033
−HK$5,520/mo
▼ 0.25% · 3.875%
HK$90,771
−HK$2,782/mo
Today · 4.125%
HK$93,553
baseline
▲ 0.50% · 4.625%
HK$99,246
+HK$5,693/mo
Deposit HK$8.27M · loan HK$19.30M · min. income ≈ HK$187,106/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$1,171,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,936
−HK$5,291/mo
▼ 0.25% · 3.875%
HK$100,562
−HK$2,665/mo
Today · 4.125%
HK$103,227
baseline
▲ 0.50% · 4.625%
HK$108,668
+HK$5,441/mo
Deposit HK$8.27M · loan HK$19.30M · min. income ≈ HK$206,454/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$1,171,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,185
−HK$7,098/mo
▼ 0.25% · 3.875%
HK$116,706
−HK$3,577/mo
Today · 4.125%
HK$120,283
baseline
▲ 0.50% · 4.625%
HK$127,602
+HK$7,319/mo
Deposit HK$2.76M · loan HK$24.82M · min. income ≈ HK$240,566/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,171,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,917
−HK$6,803/mo
▼ 0.25% · 3.875%
HK$129,294
−HK$3,426/mo
Today · 4.125%
HK$132,720
baseline
▲ 0.50% · 4.625%
HK$139,716
+HK$6,996/mo
Deposit HK$2.76M · loan HK$24.82M · min. income ≈ HK$265,440/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,171,983 · Scale 2, in force from 26 Feb 2026)