LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,887
−HK$3,943/mo
▼ 0.25% · 3.875%
HK$64,843
−HK$1,987/mo
Today · 4.125%
HK$66,830
baseline
▲ 0.50% · 4.625%
HK$70,897
+HK$4,067/mo
Deposit HK$13.79M · loan HK$13.79M · min. income ≈ HK$133,660/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,172,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,961
−HK$3,779/mo
▼ 0.25% · 3.875%
HK$71,837
−HK$1,903/mo
Today · 4.125%
HK$73,740
baseline
▲ 0.50% · 4.625%
HK$77,627
+HK$3,887/mo
Deposit HK$13.79M · loan HK$13.79M · min. income ≈ HK$147,480/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,172,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,464
−HK$4,732/mo
▼ 0.25% · 3.875%
HK$77,811
−HK$2,385/mo
Today · 4.125%
HK$80,196
baseline
▲ 0.50% · 4.625%
HK$85,076
+HK$4,880/mo
Deposit HK$11.03M · loan HK$16.55M · min. income ≈ HK$160,392/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,172,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,953
−HK$4,535/mo
▼ 0.25% · 3.875%
HK$86,204
−HK$2,284/mo
Today · 4.125%
HK$88,488
baseline
▲ 0.50% · 4.625%
HK$93,153
+HK$4,665/mo
Deposit HK$11.03M · loan HK$16.55M · min. income ≈ HK$176,976/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,172,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,041
−HK$5,521/mo
▼ 0.25% · 3.875%
HK$90,780
−HK$2,782/mo
Today · 4.125%
HK$93,562
baseline
▲ 0.50% · 4.625%
HK$99,255
+HK$5,693/mo
Deposit HK$8.27M · loan HK$19.31M · min. income ≈ HK$187,124/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$1,172,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,945
−HK$5,292/mo
▼ 0.25% · 3.875%
HK$100,572
−HK$2,665/mo
Today · 4.125%
HK$103,237
baseline
▲ 0.50% · 4.625%
HK$108,678
+HK$5,441/mo
Deposit HK$8.27M · loan HK$19.31M · min. income ≈ HK$206,474/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$1,172,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,196
−HK$7,098/mo
▼ 0.25% · 3.875%
HK$116,717
−HK$3,577/mo
Today · 4.125%
HK$120,294
baseline
▲ 0.50% · 4.625%
HK$127,614
+HK$7,320/mo
Deposit HK$2.76M · loan HK$24.82M · min. income ≈ HK$240,588/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,172,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,929
−HK$6,804/mo
▼ 0.25% · 3.875%
HK$129,307
−HK$3,426/mo
Today · 4.125%
HK$132,733
baseline
▲ 0.50% · 4.625%
HK$139,729
+HK$6,996/mo
Deposit HK$2.76M · loan HK$24.82M · min. income ≈ HK$265,466/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,172,096 · Scale 2, in force from 26 Feb 2026)