LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,890
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$64,847
−HK$1,987/mo
Today · 4.125%
HK$66,834
baseline
▲ 0.50% · 4.625%
HK$70,901
+HK$4,067/mo
Deposit HK$13.79M · loan HK$13.79M · min. income ≈ HK$133,668/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,172,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,965
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$71,841
−HK$1,904/mo
Today · 4.125%
HK$73,745
baseline
▲ 0.50% · 4.625%
HK$77,632
+HK$3,887/mo
Deposit HK$13.79M · loan HK$13.79M · min. income ≈ HK$147,490/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,172,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,469
−HK$4,732/mo
▼ 0.25% · 3.875%
HK$77,816
−HK$2,385/mo
Today · 4.125%
HK$80,201
baseline
▲ 0.50% · 4.625%
HK$85,081
+HK$4,880/mo
Deposit HK$11.03M · loan HK$16.55M · min. income ≈ HK$160,402/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,172,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,958
−HK$4,536/mo
▼ 0.25% · 3.875%
HK$86,210
−HK$2,284/mo
Today · 4.125%
HK$88,494
baseline
▲ 0.50% · 4.625%
HK$93,159
+HK$4,665/mo
Deposit HK$11.03M · loan HK$16.55M · min. income ≈ HK$176,988/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,172,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,047
−HK$5,521/mo
▼ 0.25% · 3.875%
HK$90,785
−HK$2,783/mo
Today · 4.125%
HK$93,568
baseline
▲ 0.50% · 4.625%
HK$99,261
+HK$5,693/mo
Deposit HK$8.27M · loan HK$19.31M · min. income ≈ HK$187,136/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$1,172,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,951
−HK$5,292/mo
▼ 0.25% · 3.875%
HK$100,578
−HK$2,665/mo
Today · 4.125%
HK$103,243
baseline
▲ 0.50% · 4.625%
HK$108,685
+HK$5,442/mo
Deposit HK$8.27M · loan HK$19.31M · min. income ≈ HK$206,486/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$1,172,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,203
−HK$7,099/mo
▼ 0.25% · 3.875%
HK$116,724
−HK$3,578/mo
Today · 4.125%
HK$120,302
baseline
▲ 0.50% · 4.625%
HK$127,622
+HK$7,320/mo
Deposit HK$2.76M · loan HK$24.82M · min. income ≈ HK$240,604/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,172,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,937
−HK$6,804/mo
▼ 0.25% · 3.875%
HK$129,315
−HK$3,426/mo
Today · 4.125%
HK$132,741
baseline
▲ 0.50% · 4.625%
HK$139,738
+HK$6,997/mo
Deposit HK$2.76M · loan HK$24.82M · min. income ≈ HK$265,482/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,172,169 · Scale 2, in force from 26 Feb 2026)