LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,892
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$64,848
−HK$1,988/mo
Today · 4.125%
HK$66,836
baseline
▲ 0.50% · 4.625%
HK$70,903
+HK$4,067/mo
Deposit HK$13.79M · loan HK$13.79M · min. income ≈ HK$133,672/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,172,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,967
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$71,843
−HK$1,904/mo
Today · 4.125%
HK$73,747
baseline
▲ 0.50% · 4.625%
HK$77,634
+HK$3,887/mo
Deposit HK$13.79M · loan HK$13.79M · min. income ≈ HK$147,494/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,172,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,471
−HK$4,732/mo
▼ 0.25% · 3.875%
HK$77,818
−HK$2,385/mo
Today · 4.125%
HK$80,203
baseline
▲ 0.50% · 4.625%
HK$85,083
+HK$4,880/mo
Deposit HK$11.03M · loan HK$16.55M · min. income ≈ HK$160,406/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,172,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,960
−HK$4,536/mo
▼ 0.25% · 3.875%
HK$86,212
−HK$2,284/mo
Today · 4.125%
HK$88,496
baseline
▲ 0.50% · 4.625%
HK$93,161
+HK$4,665/mo
Deposit HK$11.03M · loan HK$16.55M · min. income ≈ HK$176,992/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,172,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,049
−HK$5,521/mo
▼ 0.25% · 3.875%
HK$90,788
−HK$2,782/mo
Today · 4.125%
HK$93,570
baseline
▲ 0.50% · 4.625%
HK$99,264
+HK$5,694/mo
Deposit HK$8.27M · loan HK$19.31M · min. income ≈ HK$187,140/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$1,172,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,954
−HK$5,292/mo
▼ 0.25% · 3.875%
HK$100,581
−HK$2,665/mo
Today · 4.125%
HK$103,246
baseline
▲ 0.50% · 4.625%
HK$108,688
+HK$5,442/mo
Deposit HK$8.27M · loan HK$19.31M · min. income ≈ HK$206,492/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$1,172,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,206
−HK$7,099/mo
▼ 0.25% · 3.875%
HK$116,727
−HK$3,578/mo
Today · 4.125%
HK$120,305
baseline
▲ 0.50% · 4.625%
HK$127,625
+HK$7,320/mo
Deposit HK$2.76M · loan HK$24.82M · min. income ≈ HK$240,610/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,172,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,940
−HK$6,805/mo
▼ 0.25% · 3.875%
HK$129,318
−HK$3,427/mo
Today · 4.125%
HK$132,745
baseline
▲ 0.50% · 4.625%
HK$139,742
+HK$6,997/mo
Deposit HK$2.76M · loan HK$24.82M · min. income ≈ HK$265,490/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,172,200 · Scale 2, in force from 26 Feb 2026)