LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,898
−HK$3,944/mo
▼ 0.25% · 3.875%
HK$64,855
−HK$1,987/mo
Today · 4.125%
HK$66,842
baseline
▲ 0.50% · 4.625%
HK$70,910
+HK$4,068/mo
Deposit HK$13.79M · loan HK$13.79M · min. income ≈ HK$133,684/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,172,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,974
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$71,850
−HK$1,904/mo
Today · 4.125%
HK$73,754
baseline
▲ 0.50% · 4.625%
HK$77,642
+HK$3,888/mo
Deposit HK$13.79M · loan HK$13.79M · min. income ≈ HK$147,508/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,172,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,478
−HK$4,733/mo
▼ 0.25% · 3.875%
HK$77,826
−HK$2,385/mo
Today · 4.125%
HK$80,211
baseline
▲ 0.50% · 4.625%
HK$85,092
+HK$4,881/mo
Deposit HK$11.03M · loan HK$16.55M · min. income ≈ HK$160,422/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,172,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,968
−HK$4,537/mo
▼ 0.25% · 3.875%
HK$86,220
−HK$2,285/mo
Today · 4.125%
HK$88,505
baseline
▲ 0.50% · 4.625%
HK$93,170
+HK$4,665/mo
Deposit HK$11.03M · loan HK$16.55M · min. income ≈ HK$177,010/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,172,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,057
−HK$5,522/mo
▼ 0.25% · 3.875%
HK$90,797
−HK$2,782/mo
Today · 4.125%
HK$93,579
baseline
▲ 0.50% · 4.625%
HK$99,274
+HK$5,695/mo
Deposit HK$8.28M · loan HK$19.31M · min. income ≈ HK$187,158/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$1,172,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,963
−HK$5,293/mo
▼ 0.25% · 3.875%
HK$100,590
−HK$2,666/mo
Today · 4.125%
HK$103,256
baseline
▲ 0.50% · 4.625%
HK$108,698
+HK$5,442/mo
Deposit HK$8.28M · loan HK$19.31M · min. income ≈ HK$206,512/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$1,172,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,217
−HK$7,099/mo
▼ 0.25% · 3.875%
HK$116,738
−HK$3,578/mo
Today · 4.125%
HK$120,316
baseline
▲ 0.50% · 4.625%
HK$127,637
+HK$7,321/mo
Deposit HK$2.76M · loan HK$24.83M · min. income ≈ HK$240,632/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,172,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,953
−HK$6,804/mo
▼ 0.25% · 3.875%
HK$129,330
−HK$3,427/mo
Today · 4.125%
HK$132,757
baseline
▲ 0.50% · 4.625%
HK$139,755
+HK$6,998/mo
Deposit HK$2.76M · loan HK$24.83M · min. income ≈ HK$265,514/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,172,313 · Scale 2, in force from 26 Feb 2026)