LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,906
−HK$3,945/mo
▼ 0.25% · 3.875%
HK$64,863
−HK$1,988/mo
Today · 4.125%
HK$66,851
baseline
▲ 0.50% · 4.625%
HK$70,919
+HK$4,068/mo
Deposit HK$13.79M · loan HK$13.79M · min. income ≈ HK$133,702/mo (50% DSR)
Upfront cash ≈ HK$14.97M (deposit + AVD stamp duty HK$1,172,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,983
−HK$3,781/mo
▼ 0.25% · 3.875%
HK$71,860
−HK$1,904/mo
Today · 4.125%
HK$73,764
baseline
▲ 0.50% · 4.625%
HK$77,652
+HK$3,888/mo
Deposit HK$13.79M · loan HK$13.79M · min. income ≈ HK$147,528/mo (50% DSR)
Upfront cash ≈ HK$14.97M (deposit + AVD stamp duty HK$1,172,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,488
−HK$4,733/mo
▼ 0.25% · 3.875%
HK$77,836
−HK$2,385/mo
Today · 4.125%
HK$80,221
baseline
▲ 0.50% · 4.625%
HK$85,103
+HK$4,882/mo
Deposit HK$11.03M · loan HK$16.55M · min. income ≈ HK$160,442/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,172,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,979
−HK$4,537/mo
▼ 0.25% · 3.875%
HK$86,232
−HK$2,284/mo
Today · 4.125%
HK$88,516
baseline
▲ 0.50% · 4.625%
HK$93,182
+HK$4,666/mo
Deposit HK$11.03M · loan HK$16.55M · min. income ≈ HK$177,032/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,172,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,069
−HK$5,523/mo
▼ 0.25% · 3.875%
HK$90,808
−HK$2,784/mo
Today · 4.125%
HK$93,592
baseline
▲ 0.50% · 4.625%
HK$99,286
+HK$5,694/mo
Deposit HK$8.28M · loan HK$19.31M · min. income ≈ HK$187,184/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$1,172,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,976
−HK$5,293/mo
▼ 0.25% · 3.875%
HK$100,603
−HK$2,666/mo
Today · 4.125%
HK$103,269
baseline
▲ 0.50% · 4.625%
HK$108,713
+HK$5,444/mo
Deposit HK$8.28M · loan HK$19.31M · min. income ≈ HK$206,538/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$1,172,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,231
−HK$7,101/mo
▼ 0.25% · 3.875%
HK$116,754
−HK$3,578/mo
Today · 4.125%
HK$120,332
baseline
▲ 0.50% · 4.625%
HK$127,654
+HK$7,322/mo
Deposit HK$2.76M · loan HK$24.83M · min. income ≈ HK$240,664/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,172,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,969
−HK$6,806/mo
▼ 0.25% · 3.875%
HK$129,347
−HK$3,428/mo
Today · 4.125%
HK$132,775
baseline
▲ 0.50% · 4.625%
HK$139,773
+HK$6,998/mo
Deposit HK$2.76M · loan HK$24.83M · min. income ≈ HK$265,550/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,172,465 · Scale 2, in force from 26 Feb 2026)