LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,929
−HK$3,946/mo
▼ 0.25% · 3.875%
HK$64,887
−HK$1,988/mo
Today · 4.125%
HK$66,875
baseline
▲ 0.50% · 4.625%
HK$70,945
+HK$4,070/mo
Deposit HK$13.80M · loan HK$13.80M · min. income ≈ HK$133,750/mo (50% DSR)
Upfront cash ≈ HK$14.97M (deposit + AVD stamp duty HK$1,172,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,008
−HK$3,782/mo
▼ 0.25% · 3.875%
HK$71,886
−HK$1,904/mo
Today · 4.125%
HK$73,790
baseline
▲ 0.50% · 4.625%
HK$77,680
+HK$3,890/mo
Deposit HK$13.80M · loan HK$13.80M · min. income ≈ HK$147,580/mo (50% DSR)
Upfront cash ≈ HK$14.97M (deposit + AVD stamp duty HK$1,172,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,515
−HK$4,735/mo
▼ 0.25% · 3.875%
HK$77,864
−HK$2,386/mo
Today · 4.125%
HK$80,250
baseline
▲ 0.50% · 4.625%
HK$85,133
+HK$4,883/mo
Deposit HK$11.04M · loan HK$16.56M · min. income ≈ HK$160,500/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,172,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,010
−HK$4,538/mo
▼ 0.25% · 3.875%
HK$86,263
−HK$2,285/mo
Today · 4.125%
HK$88,548
baseline
▲ 0.50% · 4.625%
HK$93,216
+HK$4,668/mo
Deposit HK$11.04M · loan HK$16.56M · min. income ≈ HK$177,096/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$1,172,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,101
−HK$5,524/mo
▼ 0.25% · 3.875%
HK$90,841
−HK$2,784/mo
Today · 4.125%
HK$93,625
baseline
▲ 0.50% · 4.625%
HK$99,322
+HK$5,697/mo
Deposit HK$8.28M · loan HK$19.32M · min. income ≈ HK$187,250/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$1,172,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,011
−HK$5,295/mo
▼ 0.25% · 3.875%
HK$100,640
−HK$2,666/mo
Today · 4.125%
HK$103,306
baseline
▲ 0.50% · 4.625%
HK$108,752
+HK$5,446/mo
Deposit HK$8.28M · loan HK$19.32M · min. income ≈ HK$206,612/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$1,172,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,272
−HK$7,104/mo
▼ 0.25% · 3.875%
HK$116,796
−HK$3,580/mo
Today · 4.125%
HK$120,376
baseline
▲ 0.50% · 4.625%
HK$127,700
+HK$7,324/mo
Deposit HK$2.76M · loan HK$24.84M · min. income ≈ HK$240,752/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,172,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,014
−HK$6,809/mo
▼ 0.25% · 3.875%
HK$129,394
−HK$3,429/mo
Today · 4.125%
HK$132,823
baseline
▲ 0.50% · 4.625%
HK$139,824
+HK$7,001/mo
Deposit HK$2.76M · loan HK$24.84M · min. income ≈ HK$265,646/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,172,889 · Scale 2, in force from 26 Feb 2026)