LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,965
−HK$3,948/mo
▼ 0.25% · 3.875%
HK$64,923
−HK$1,990/mo
Today · 4.125%
HK$66,913
baseline
▲ 0.50% · 4.625%
HK$70,985
+HK$4,072/mo
Deposit HK$13.81M · loan HK$13.81M · min. income ≈ HK$133,826/mo (50% DSR)
Upfront cash ≈ HK$14.98M (deposit + AVD stamp duty HK$1,173,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,048
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$71,926
−HK$1,906/mo
Today · 4.125%
HK$73,832
baseline
▲ 0.50% · 4.625%
HK$77,724
+HK$3,892/mo
Deposit HK$13.81M · loan HK$13.81M · min. income ≈ HK$147,664/mo (50% DSR)
Upfront cash ≈ HK$14.98M (deposit + AVD stamp duty HK$1,173,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,558
−HK$4,738/mo
▼ 0.25% · 3.875%
HK$77,908
−HK$2,388/mo
Today · 4.125%
HK$80,296
baseline
▲ 0.50% · 4.625%
HK$85,182
+HK$4,886/mo
Deposit HK$11.05M · loan HK$16.57M · min. income ≈ HK$160,592/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$1,173,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,057
−HK$4,541/mo
▼ 0.25% · 3.875%
HK$86,311
−HK$2,287/mo
Today · 4.125%
HK$88,598
baseline
▲ 0.50% · 4.625%
HK$93,269
+HK$4,671/mo
Deposit HK$11.05M · loan HK$16.57M · min. income ≈ HK$177,196/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$1,173,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,151
−HK$5,527/mo
▼ 0.25% · 3.875%
HK$90,893
−HK$2,785/mo
Today · 4.125%
HK$93,678
baseline
▲ 0.50% · 4.625%
HK$99,378
+HK$5,700/mo
Deposit HK$8.28M · loan HK$19.33M · min. income ≈ HK$187,356/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$1,173,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,067
−HK$5,298/mo
▼ 0.25% · 3.875%
HK$100,697
−HK$2,668/mo
Today · 4.125%
HK$103,365
baseline
▲ 0.50% · 4.625%
HK$108,813
+HK$5,448/mo
Deposit HK$8.28M · loan HK$19.33M · min. income ≈ HK$206,730/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$1,173,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,336
−HK$7,108/mo
▼ 0.25% · 3.875%
HK$116,862
−HK$3,582/mo
Today · 4.125%
HK$120,444
baseline
▲ 0.50% · 4.625%
HK$127,772
+HK$7,328/mo
Deposit HK$2.76M · loan HK$24.85M · min. income ≈ HK$240,888/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,173,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,086
−HK$6,812/mo
▼ 0.25% · 3.875%
HK$129,467
−HK$3,431/mo
Today · 4.125%
HK$132,898
baseline
▲ 0.50% · 4.625%
HK$139,903
+HK$7,005/mo
Deposit HK$2.76M · loan HK$24.85M · min. income ≈ HK$265,796/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,173,552 · Scale 2, in force from 26 Feb 2026)