LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,979
−HK$3,949/mo
▼ 0.25% · 3.875%
HK$64,938
−HK$1,990/mo
Today · 4.125%
HK$66,928
baseline
▲ 0.50% · 4.625%
HK$71,000
+HK$4,072/mo
Deposit HK$13.81M · loan HK$13.81M · min. income ≈ HK$133,856/mo (50% DSR)
Upfront cash ≈ HK$14.98M (deposit + AVD stamp duty HK$1,173,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,063
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$71,942
−HK$1,907/mo
Today · 4.125%
HK$73,849
baseline
▲ 0.50% · 4.625%
HK$77,741
+HK$3,892/mo
Deposit HK$13.81M · loan HK$13.81M · min. income ≈ HK$147,698/mo (50% DSR)
Upfront cash ≈ HK$14.98M (deposit + AVD stamp duty HK$1,173,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,574
−HK$4,740/mo
▼ 0.25% · 3.875%
HK$77,925
−HK$2,389/mo
Today · 4.125%
HK$80,314
baseline
▲ 0.50% · 4.625%
HK$85,201
+HK$4,887/mo
Deposit HK$11.05M · loan HK$16.57M · min. income ≈ HK$160,628/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$1,173,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,076
−HK$4,542/mo
▼ 0.25% · 3.875%
HK$86,331
−HK$2,287/mo
Today · 4.125%
HK$88,618
baseline
▲ 0.50% · 4.625%
HK$93,289
+HK$4,671/mo
Deposit HK$11.05M · loan HK$16.57M · min. income ≈ HK$177,236/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$1,173,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,170
−HK$5,529/mo
▼ 0.25% · 3.875%
HK$90,913
−HK$2,786/mo
Today · 4.125%
HK$93,699
baseline
▲ 0.50% · 4.625%
HK$99,401
+HK$5,702/mo
Deposit HK$8.29M · loan HK$19.33M · min. income ≈ HK$187,398/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$1,173,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,088
−HK$5,300/mo
▼ 0.25% · 3.875%
HK$100,719
−HK$2,669/mo
Today · 4.125%
HK$103,388
baseline
▲ 0.50% · 4.625%
HK$108,838
+HK$5,450/mo
Deposit HK$8.29M · loan HK$19.33M · min. income ≈ HK$206,776/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$1,173,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,362
−HK$7,109/mo
▼ 0.25% · 3.875%
HK$116,888
−HK$3,583/mo
Today · 4.125%
HK$120,471
baseline
▲ 0.50% · 4.625%
HK$127,801
+HK$7,330/mo
Deposit HK$2.76M · loan HK$24.86M · min. income ≈ HK$240,942/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,173,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,114
−HK$6,813/mo
▼ 0.25% · 3.875%
HK$129,496
−HK$3,431/mo
Today · 4.125%
HK$132,927
baseline
▲ 0.50% · 4.625%
HK$139,934
+HK$7,007/mo
Deposit HK$2.76M · loan HK$24.86M · min. income ≈ HK$265,854/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,173,814 · Scale 2, in force from 26 Feb 2026)