LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,994
−HK$3,951/mo
▼ 0.25% · 3.875%
HK$64,954
−HK$1,991/mo
Today · 4.125%
HK$66,945
baseline
▲ 0.50% · 4.625%
HK$71,018
+HK$4,073/mo
Deposit HK$13.81M · loan HK$13.81M · min. income ≈ HK$133,890/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,174,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,081
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$71,960
−HK$1,907/mo
Today · 4.125%
HK$73,867
baseline
▲ 0.50% · 4.625%
HK$77,760
+HK$3,893/mo
Deposit HK$13.81M · loan HK$13.81M · min. income ≈ HK$147,734/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,174,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,593
−HK$4,741/mo
▼ 0.25% · 3.875%
HK$77,945
−HK$2,389/mo
Today · 4.125%
HK$80,334
baseline
▲ 0.50% · 4.625%
HK$85,222
+HK$4,888/mo
Deposit HK$11.05M · loan HK$16.58M · min. income ≈ HK$160,668/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$1,174,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,097
−HK$4,543/mo
▼ 0.25% · 3.875%
HK$86,352
−HK$2,288/mo
Today · 4.125%
HK$88,640
baseline
▲ 0.50% · 4.625%
HK$93,312
+HK$4,672/mo
Deposit HK$11.05M · loan HK$16.58M · min. income ≈ HK$177,280/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$1,174,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,192
−HK$5,530/mo
▼ 0.25% · 3.875%
HK$90,935
−HK$2,787/mo
Today · 4.125%
HK$93,722
baseline
▲ 0.50% · 4.625%
HK$99,425
+HK$5,703/mo
Deposit HK$8.29M · loan HK$19.34M · min. income ≈ HK$187,444/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$1,174,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,113
−HK$5,301/mo
▼ 0.25% · 3.875%
HK$100,744
−HK$2,670/mo
Today · 4.125%
HK$103,414
baseline
▲ 0.50% · 4.625%
HK$108,865
+HK$5,451/mo
Deposit HK$8.29M · loan HK$19.34M · min. income ≈ HK$206,828/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$1,174,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,390
−HK$7,110/mo
▼ 0.25% · 3.875%
HK$116,917
−HK$3,583/mo
Today · 4.125%
HK$120,500
baseline
▲ 0.50% · 4.625%
HK$127,832
+HK$7,332/mo
Deposit HK$2.76M · loan HK$24.86M · min. income ≈ HK$241,000/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,174,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,145
−HK$6,815/mo
▼ 0.25% · 3.875%
HK$129,528
−HK$3,432/mo
Today · 4.125%
HK$132,960
baseline
▲ 0.50% · 4.625%
HK$139,969
+HK$7,009/mo
Deposit HK$2.76M · loan HK$24.86M · min. income ≈ HK$265,920/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,174,105 · Scale 2, in force from 26 Feb 2026)