LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,997
−HK$3,950/mo
▼ 0.25% · 3.875%
HK$64,956
−HK$1,991/mo
Today · 4.125%
HK$66,947
baseline
▲ 0.50% · 4.625%
HK$71,021
+HK$4,074/mo
Deposit HK$13.81M · loan HK$13.81M · min. income ≈ HK$133,894/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,174,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,083
−HK$3,787/mo
▼ 0.25% · 3.875%
HK$71,963
−HK$1,907/mo
Today · 4.125%
HK$73,870
baseline
▲ 0.50% · 4.625%
HK$77,763
+HK$3,893/mo
Deposit HK$13.81M · loan HK$13.81M · min. income ≈ HK$147,740/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,174,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,596
−HK$4,741/mo
▼ 0.25% · 3.875%
HK$77,948
−HK$2,389/mo
Today · 4.125%
HK$80,337
baseline
▲ 0.50% · 4.625%
HK$85,225
+HK$4,888/mo
Deposit HK$11.05M · loan HK$16.58M · min. income ≈ HK$160,674/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$1,174,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,100
−HK$4,544/mo
▼ 0.25% · 3.875%
HK$86,355
−HK$2,289/mo
Today · 4.125%
HK$88,644
baseline
▲ 0.50% · 4.625%
HK$93,316
+HK$4,672/mo
Deposit HK$11.05M · loan HK$16.58M · min. income ≈ HK$177,288/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$1,174,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,196
−HK$5,530/mo
▼ 0.25% · 3.875%
HK$90,939
−HK$2,787/mo
Today · 4.125%
HK$93,726
baseline
▲ 0.50% · 4.625%
HK$99,429
+HK$5,703/mo
Deposit HK$8.29M · loan HK$19.34M · min. income ≈ HK$187,452/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$1,174,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,117
−HK$5,301/mo
▼ 0.25% · 3.875%
HK$100,748
−HK$2,670/mo
Today · 4.125%
HK$103,418
baseline
▲ 0.50% · 4.625%
HK$108,869
+HK$5,451/mo
Deposit HK$8.29M · loan HK$19.34M · min. income ≈ HK$206,836/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$1,174,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,394
−HK$7,111/mo
▼ 0.25% · 3.875%
HK$116,921
−HK$3,584/mo
Today · 4.125%
HK$120,505
baseline
▲ 0.50% · 4.625%
HK$127,838
+HK$7,333/mo
Deposit HK$2.76M · loan HK$24.86M · min. income ≈ HK$241,010/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,174,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,150
−HK$6,815/mo
▼ 0.25% · 3.875%
HK$129,533
−HK$3,432/mo
Today · 4.125%
HK$132,965
baseline
▲ 0.50% · 4.625%
HK$139,974
+HK$7,009/mo
Deposit HK$2.76M · loan HK$24.86M · min. income ≈ HK$265,930/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,174,151 · Scale 2, in force from 26 Feb 2026)