LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,998
−HK$3,950/mo
▼ 0.25% · 3.875%
HK$64,957
−HK$1,991/mo
Today · 4.125%
HK$66,948
baseline
▲ 0.50% · 4.625%
HK$71,022
+HK$4,074/mo
Deposit HK$13.81M · loan HK$13.81M · min. income ≈ HK$133,896/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,174,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,084
−HK$3,787/mo
▼ 0.25% · 3.875%
HK$71,964
−HK$1,907/mo
Today · 4.125%
HK$73,871
baseline
▲ 0.50% · 4.625%
HK$77,765
+HK$3,894/mo
Deposit HK$13.81M · loan HK$13.81M · min. income ≈ HK$147,742/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,174,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,597
−HK$4,741/mo
▼ 0.25% · 3.875%
HK$77,949
−HK$2,389/mo
Today · 4.125%
HK$80,338
baseline
▲ 0.50% · 4.625%
HK$85,226
+HK$4,888/mo
Deposit HK$11.05M · loan HK$16.58M · min. income ≈ HK$160,676/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,174,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,101
−HK$4,544/mo
▼ 0.25% · 3.875%
HK$86,357
−HK$2,288/mo
Today · 4.125%
HK$88,645
baseline
▲ 0.50% · 4.625%
HK$93,318
+HK$4,673/mo
Deposit HK$11.05M · loan HK$16.58M · min. income ≈ HK$177,290/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,174,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,197
−HK$5,531/mo
▼ 0.25% · 3.875%
HK$90,940
−HK$2,788/mo
Today · 4.125%
HK$93,728
baseline
▲ 0.50% · 4.625%
HK$99,431
+HK$5,703/mo
Deposit HK$8.29M · loan HK$19.34M · min. income ≈ HK$187,456/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$1,174,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,118
−HK$5,301/mo
▼ 0.25% · 3.875%
HK$100,750
−HK$2,669/mo
Today · 4.125%
HK$103,419
baseline
▲ 0.50% · 4.625%
HK$108,870
+HK$5,451/mo
Deposit HK$8.29M · loan HK$19.34M · min. income ≈ HK$206,838/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$1,174,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,396
−HK$7,111/mo
▼ 0.25% · 3.875%
HK$116,923
−HK$3,584/mo
Today · 4.125%
HK$120,507
baseline
▲ 0.50% · 4.625%
HK$127,839
+HK$7,332/mo
Deposit HK$2.76M · loan HK$24.86M · min. income ≈ HK$241,014/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,174,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,152
−HK$6,815/mo
▼ 0.25% · 3.875%
HK$129,535
−HK$3,432/mo
Today · 4.125%
HK$132,967
baseline
▲ 0.50% · 4.625%
HK$139,976
+HK$7,009/mo
Deposit HK$2.76M · loan HK$24.86M · min. income ≈ HK$265,934/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,174,169 · Scale 2, in force from 26 Feb 2026)