LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,003
−HK$3,951/mo
▼ 0.25% · 3.875%
HK$64,963
−HK$1,991/mo
Today · 4.125%
HK$66,954
baseline
▲ 0.50% · 4.625%
HK$71,028
+HK$4,074/mo
Deposit HK$13.81M · loan HK$13.81M · min. income ≈ HK$133,908/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,174,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,091
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$71,970
−HK$1,907/mo
Today · 4.125%
HK$73,877
baseline
▲ 0.50% · 4.625%
HK$77,772
+HK$3,895/mo
Deposit HK$13.81M · loan HK$13.81M · min. income ≈ HK$147,754/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,174,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,604
−HK$4,741/mo
▼ 0.25% · 3.875%
HK$77,956
−HK$2,389/mo
Today · 4.125%
HK$80,345
baseline
▲ 0.50% · 4.625%
HK$85,234
+HK$4,889/mo
Deposit HK$11.05M · loan HK$16.58M · min. income ≈ HK$160,690/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,174,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,109
−HK$4,544/mo
▼ 0.25% · 3.875%
HK$86,365
−HK$2,288/mo
Today · 4.125%
HK$88,653
baseline
▲ 0.50% · 4.625%
HK$93,326
+HK$4,673/mo
Deposit HK$11.05M · loan HK$16.58M · min. income ≈ HK$177,306/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,174,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,205
−HK$5,531/mo
▼ 0.25% · 3.875%
HK$90,948
−HK$2,788/mo
Today · 4.125%
HK$93,736
baseline
▲ 0.50% · 4.625%
HK$99,440
+HK$5,704/mo
Deposit HK$8.29M · loan HK$19.34M · min. income ≈ HK$187,472/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$1,174,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,127
−HK$5,301/mo
▼ 0.25% · 3.875%
HK$100,759
−HK$2,669/mo
Today · 4.125%
HK$103,428
baseline
▲ 0.50% · 4.625%
HK$108,880
+HK$5,452/mo
Deposit HK$8.29M · loan HK$19.34M · min. income ≈ HK$206,856/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$1,174,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,406
−HK$7,112/mo
▼ 0.25% · 3.875%
HK$116,934
−HK$3,584/mo
Today · 4.125%
HK$120,518
baseline
▲ 0.50% · 4.625%
HK$127,851
+HK$7,333/mo
Deposit HK$2.76M · loan HK$24.87M · min. income ≈ HK$241,036/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,174,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,163
−HK$6,816/mo
▼ 0.25% · 3.875%
HK$129,547
−HK$3,432/mo
Today · 4.125%
HK$132,979
baseline
▲ 0.50% · 4.625%
HK$139,989
+HK$7,010/mo
Deposit HK$2.76M · loan HK$24.87M · min. income ≈ HK$265,958/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,174,274 · Scale 2, in force from 26 Feb 2026)