LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,011
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$64,971
−HK$1,992/mo
Today · 4.125%
HK$66,963
baseline
▲ 0.50% · 4.625%
HK$71,037
+HK$4,074/mo
Deposit HK$13.82M · loan HK$13.82M · min. income ≈ HK$133,926/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,174,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,100
−HK$3,787/mo
▼ 0.25% · 3.875%
HK$71,980
−HK$1,907/mo
Today · 4.125%
HK$73,887
baseline
▲ 0.50% · 4.625%
HK$77,782
+HK$3,895/mo
Deposit HK$13.82M · loan HK$13.82M · min. income ≈ HK$147,774/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,174,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,614
−HK$4,741/mo
▼ 0.25% · 3.875%
HK$77,966
−HK$2,389/mo
Today · 4.125%
HK$80,355
baseline
▲ 0.50% · 4.625%
HK$85,245
+HK$4,890/mo
Deposit HK$11.05M · loan HK$16.58M · min. income ≈ HK$160,710/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,174,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,120
−HK$4,544/mo
▼ 0.25% · 3.875%
HK$86,376
−HK$2,288/mo
Today · 4.125%
HK$88,664
baseline
▲ 0.50% · 4.625%
HK$93,338
+HK$4,674/mo
Deposit HK$11.05M · loan HK$16.58M · min. income ≈ HK$177,328/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,174,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,216
−HK$5,532/mo
▼ 0.25% · 3.875%
HK$90,960
−HK$2,788/mo
Today · 4.125%
HK$93,748
baseline
▲ 0.50% · 4.625%
HK$99,452
+HK$5,704/mo
Deposit HK$8.29M · loan HK$19.34M · min. income ≈ HK$187,496/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$1,174,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,139
−HK$5,303/mo
▼ 0.25% · 3.875%
HK$100,772
−HK$2,670/mo
Today · 4.125%
HK$103,442
baseline
▲ 0.50% · 4.625%
HK$108,894
+HK$5,452/mo
Deposit HK$8.29M · loan HK$19.34M · min. income ≈ HK$206,884/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$1,174,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,421
−HK$7,112/mo
▼ 0.25% · 3.875%
HK$116,949
−HK$3,584/mo
Today · 4.125%
HK$120,533
baseline
▲ 0.50% · 4.625%
HK$127,867
+HK$7,334/mo
Deposit HK$2.76M · loan HK$24.87M · min. income ≈ HK$241,066/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,174,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,179
−HK$6,817/mo
▼ 0.25% · 3.875%
HK$129,563
−HK$3,433/mo
Today · 4.125%
HK$132,996
baseline
▲ 0.50% · 4.625%
HK$140,007
+HK$7,011/mo
Deposit HK$2.76M · loan HK$24.87M · min. income ≈ HK$265,992/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,174,424 · Scale 2, in force from 26 Feb 2026)