LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,013
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$64,973
−HK$1,992/mo
Today · 4.125%
HK$66,965
baseline
▲ 0.50% · 4.625%
HK$71,039
+HK$4,074/mo
Deposit HK$13.82M · loan HK$13.82M · min. income ≈ HK$133,930/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,174,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,101
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$71,982
−HK$1,907/mo
Today · 4.125%
HK$73,889
baseline
▲ 0.50% · 4.625%
HK$77,784
+HK$3,895/mo
Deposit HK$13.82M · loan HK$13.82M · min. income ≈ HK$147,778/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,174,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,616
−HK$4,742/mo
▼ 0.25% · 3.875%
HK$77,968
−HK$2,390/mo
Today · 4.125%
HK$80,358
baseline
▲ 0.50% · 4.625%
HK$85,247
+HK$4,889/mo
Deposit HK$11.05M · loan HK$16.58M · min. income ≈ HK$160,716/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,174,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,122
−HK$4,545/mo
▼ 0.25% · 3.875%
HK$86,378
−HK$2,289/mo
Today · 4.125%
HK$88,667
baseline
▲ 0.50% · 4.625%
HK$93,340
+HK$4,673/mo
Deposit HK$11.05M · loan HK$16.58M · min. income ≈ HK$177,334/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,174,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,218
−HK$5,532/mo
▼ 0.25% · 3.875%
HK$90,962
−HK$2,788/mo
Today · 4.125%
HK$93,750
baseline
▲ 0.50% · 4.625%
HK$99,455
+HK$5,705/mo
Deposit HK$8.29M · loan HK$19.34M · min. income ≈ HK$187,500/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$1,174,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,142
−HK$5,302/mo
▼ 0.25% · 3.875%
HK$100,774
−HK$2,670/mo
Today · 4.125%
HK$103,444
baseline
▲ 0.50% · 4.625%
HK$108,897
+HK$5,453/mo
Deposit HK$8.29M · loan HK$19.34M · min. income ≈ HK$206,888/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$1,174,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,424
−HK$7,112/mo
▼ 0.25% · 3.875%
HK$116,952
−HK$3,584/mo
Today · 4.125%
HK$120,536
baseline
▲ 0.50% · 4.625%
HK$127,871
+HK$7,335/mo
Deposit HK$2.76M · loan HK$24.87M · min. income ≈ HK$241,072/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,174,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,183
−HK$6,817/mo
▼ 0.25% · 3.875%
HK$129,567
−HK$3,433/mo
Today · 4.125%
HK$133,000
baseline
▲ 0.50% · 4.625%
HK$140,010
+HK$7,010/mo
Deposit HK$2.76M · loan HK$24.87M · min. income ≈ HK$266,000/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,174,455 · Scale 2, in force from 26 Feb 2026)