LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,016
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$64,976
−HK$1,992/mo
Today · 4.125%
HK$66,968
baseline
▲ 0.50% · 4.625%
HK$71,043
+HK$4,075/mo
Deposit HK$13.82M · loan HK$13.82M · min. income ≈ HK$133,936/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,174,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,105
−HK$3,787/mo
▼ 0.25% · 3.875%
HK$71,985
−HK$1,907/mo
Today · 4.125%
HK$73,892
baseline
▲ 0.50% · 4.625%
HK$77,787
+HK$3,895/mo
Deposit HK$13.82M · loan HK$13.82M · min. income ≈ HK$147,784/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,174,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,619
−HK$4,742/mo
▼ 0.25% · 3.875%
HK$77,972
−HK$2,389/mo
Today · 4.125%
HK$80,361
baseline
▲ 0.50% · 4.625%
HK$85,251
+HK$4,890/mo
Deposit HK$11.05M · loan HK$16.58M · min. income ≈ HK$160,722/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,174,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,126
−HK$4,545/mo
▼ 0.25% · 3.875%
HK$86,382
−HK$2,289/mo
Today · 4.125%
HK$88,671
baseline
▲ 0.50% · 4.625%
HK$93,345
+HK$4,674/mo
Deposit HK$11.05M · loan HK$16.58M · min. income ≈ HK$177,342/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,174,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,223
−HK$5,532/mo
▼ 0.25% · 3.875%
HK$90,967
−HK$2,788/mo
Today · 4.125%
HK$93,755
baseline
▲ 0.50% · 4.625%
HK$99,460
+HK$5,705/mo
Deposit HK$8.29M · loan HK$19.34M · min. income ≈ HK$187,510/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$1,174,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,147
−HK$5,302/mo
▼ 0.25% · 3.875%
HK$100,779
−HK$2,670/mo
Today · 4.125%
HK$103,449
baseline
▲ 0.50% · 4.625%
HK$108,902
+HK$5,453/mo
Deposit HK$8.29M · loan HK$19.34M · min. income ≈ HK$206,898/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$1,174,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,429
−HK$7,113/mo
▼ 0.25% · 3.875%
HK$116,958
−HK$3,584/mo
Today · 4.125%
HK$120,542
baseline
▲ 0.50% · 4.625%
HK$127,877
+HK$7,335/mo
Deposit HK$2.76M · loan HK$24.87M · min. income ≈ HK$241,084/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,174,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,189
−HK$6,817/mo
▼ 0.25% · 3.875%
HK$129,573
−HK$3,433/mo
Today · 4.125%
HK$133,006
baseline
▲ 0.50% · 4.625%
HK$140,017
+HK$7,011/mo
Deposit HK$2.76M · loan HK$24.87M · min. income ≈ HK$266,012/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,174,513 · Scale 2, in force from 26 Feb 2026)