LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,017
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$64,978
−HK$1,991/mo
Today · 4.125%
HK$66,969
baseline
▲ 0.50% · 4.625%
HK$71,044
+HK$4,075/mo
Deposit HK$13.82M · loan HK$13.82M · min. income ≈ HK$133,938/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,174,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,106
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$71,986
−HK$1,908/mo
Today · 4.125%
HK$73,894
baseline
▲ 0.50% · 4.625%
HK$77,789
+HK$3,895/mo
Deposit HK$13.82M · loan HK$13.82M · min. income ≈ HK$147,788/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,174,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,621
−HK$4,742/mo
▼ 0.25% · 3.875%
HK$77,973
−HK$2,390/mo
Today · 4.125%
HK$80,363
baseline
▲ 0.50% · 4.625%
HK$85,253
+HK$4,890/mo
Deposit HK$11.05M · loan HK$16.58M · min. income ≈ HK$160,726/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,174,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,127
−HK$4,545/mo
▼ 0.25% · 3.875%
HK$86,384
−HK$2,288/mo
Today · 4.125%
HK$88,672
baseline
▲ 0.50% · 4.625%
HK$93,347
+HK$4,675/mo
Deposit HK$11.05M · loan HK$16.58M · min. income ≈ HK$177,344/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,174,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,224
−HK$5,533/mo
▼ 0.25% · 3.875%
HK$90,969
−HK$2,788/mo
Today · 4.125%
HK$93,757
baseline
▲ 0.50% · 4.625%
HK$99,462
+HK$5,705/mo
Deposit HK$8.29M · loan HK$19.35M · min. income ≈ HK$187,514/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$1,174,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,149
−HK$5,302/mo
▼ 0.25% · 3.875%
HK$100,781
−HK$2,670/mo
Today · 4.125%
HK$103,451
baseline
▲ 0.50% · 4.625%
HK$108,904
+HK$5,453/mo
Deposit HK$8.29M · loan HK$19.35M · min. income ≈ HK$206,902/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$1,174,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,431
−HK$7,113/mo
▼ 0.25% · 3.875%
HK$116,960
−HK$3,584/mo
Today · 4.125%
HK$120,544
baseline
▲ 0.50% · 4.625%
HK$127,879
+HK$7,335/mo
Deposit HK$2.76M · loan HK$24.87M · min. income ≈ HK$241,088/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,174,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,191
−HK$6,818/mo
▼ 0.25% · 3.875%
HK$129,575
−HK$3,434/mo
Today · 4.125%
HK$133,009
baseline
▲ 0.50% · 4.625%
HK$140,020
+HK$7,011/mo
Deposit HK$2.76M · loan HK$24.87M · min. income ≈ HK$266,018/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,174,533 · Scale 2, in force from 26 Feb 2026)