LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,019
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$64,980
−HK$1,991/mo
Today · 4.125%
HK$66,971
baseline
▲ 0.50% · 4.625%
HK$71,046
+HK$4,075/mo
Deposit HK$13.82M · loan HK$13.82M · min. income ≈ HK$133,942/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,174,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,108
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$71,989
−HK$1,907/mo
Today · 4.125%
HK$73,896
baseline
▲ 0.50% · 4.625%
HK$77,791
+HK$3,895/mo
Deposit HK$13.82M · loan HK$13.82M · min. income ≈ HK$147,792/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,174,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,623
−HK$4,742/mo
▼ 0.25% · 3.875%
HK$77,975
−HK$2,390/mo
Today · 4.125%
HK$80,365
baseline
▲ 0.50% · 4.625%
HK$85,255
+HK$4,890/mo
Deposit HK$11.05M · loan HK$16.58M · min. income ≈ HK$160,730/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,174,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,130
−HK$4,545/mo
▼ 0.25% · 3.875%
HK$86,386
−HK$2,289/mo
Today · 4.125%
HK$88,675
baseline
▲ 0.50% · 4.625%
HK$93,349
+HK$4,674/mo
Deposit HK$11.05M · loan HK$16.58M · min. income ≈ HK$177,350/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,174,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,227
−HK$5,533/mo
▼ 0.25% · 3.875%
HK$90,971
−HK$2,789/mo
Today · 4.125%
HK$93,760
baseline
▲ 0.50% · 4.625%
HK$99,465
+HK$5,705/mo
Deposit HK$8.29M · loan HK$19.35M · min. income ≈ HK$187,520/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$1,174,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,152
−HK$5,302/mo
▼ 0.25% · 3.875%
HK$100,784
−HK$2,670/mo
Today · 4.125%
HK$103,454
baseline
▲ 0.50% · 4.625%
HK$108,908
+HK$5,454/mo
Deposit HK$8.29M · loan HK$19.35M · min. income ≈ HK$206,908/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$1,174,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,435
−HK$7,113/mo
▼ 0.25% · 3.875%
HK$116,963
−HK$3,585/mo
Today · 4.125%
HK$120,548
baseline
▲ 0.50% · 4.625%
HK$127,883
+HK$7,335/mo
Deposit HK$2.76M · loan HK$24.87M · min. income ≈ HK$241,096/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,174,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,195
−HK$6,818/mo
▼ 0.25% · 3.875%
HK$129,579
−HK$3,434/mo
Today · 4.125%
HK$133,013
baseline
▲ 0.50% · 4.625%
HK$140,024
+HK$7,011/mo
Deposit HK$2.76M · loan HK$24.87M · min. income ≈ HK$266,026/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,174,570 · Scale 2, in force from 26 Feb 2026)