LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,020
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$64,980
−HK$1,992/mo
Today · 4.125%
HK$66,972
baseline
▲ 0.50% · 4.625%
HK$71,047
+HK$4,075/mo
Deposit HK$13.82M · loan HK$13.82M · min. income ≈ HK$133,944/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,174,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,109
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$71,990
−HK$1,907/mo
Today · 4.125%
HK$73,897
baseline
▲ 0.50% · 4.625%
HK$77,792
+HK$3,895/mo
Deposit HK$13.82M · loan HK$13.82M · min. income ≈ HK$147,794/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,174,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,624
−HK$4,743/mo
▼ 0.25% · 3.875%
HK$77,977
−HK$2,390/mo
Today · 4.125%
HK$80,367
baseline
▲ 0.50% · 4.625%
HK$85,257
+HK$4,890/mo
Deposit HK$11.05M · loan HK$16.58M · min. income ≈ HK$160,734/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,174,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,131
−HK$4,546/mo
▼ 0.25% · 3.875%
HK$86,388
−HK$2,289/mo
Today · 4.125%
HK$88,677
baseline
▲ 0.50% · 4.625%
HK$93,351
+HK$4,674/mo
Deposit HK$11.05M · loan HK$16.58M · min. income ≈ HK$177,354/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,174,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,228
−HK$5,533/mo
▼ 0.25% · 3.875%
HK$90,973
−HK$2,788/mo
Today · 4.125%
HK$93,761
baseline
▲ 0.50% · 4.625%
HK$99,466
+HK$5,705/mo
Deposit HK$8.29M · loan HK$19.35M · min. income ≈ HK$187,522/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$1,174,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,153
−HK$5,303/mo
▼ 0.25% · 3.875%
HK$100,785
−HK$2,671/mo
Today · 4.125%
HK$103,456
baseline
▲ 0.50% · 4.625%
HK$108,909
+HK$5,453/mo
Deposit HK$8.29M · loan HK$19.35M · min. income ≈ HK$206,912/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$1,174,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,436
−HK$7,114/mo
▼ 0.25% · 3.875%
HK$116,965
−HK$3,585/mo
Today · 4.125%
HK$120,550
baseline
▲ 0.50% · 4.625%
HK$127,885
+HK$7,335/mo
Deposit HK$2.76M · loan HK$24.87M · min. income ≈ HK$241,100/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,174,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,197
−HK$6,818/mo
▼ 0.25% · 3.875%
HK$129,581
−HK$3,434/mo
Today · 4.125%
HK$133,015
baseline
▲ 0.50% · 4.625%
HK$140,026
+HK$7,011/mo
Deposit HK$2.76M · loan HK$24.87M · min. income ≈ HK$266,030/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,174,586 · Scale 2, in force from 26 Feb 2026)