LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,024
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$64,984
−HK$1,992/mo
Today · 4.125%
HK$66,976
baseline
▲ 0.50% · 4.625%
HK$71,051
+HK$4,075/mo
Deposit HK$13.82M · loan HK$13.82M · min. income ≈ HK$133,952/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,174,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,113
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$71,993
−HK$1,908/mo
Today · 4.125%
HK$73,901
baseline
▲ 0.50% · 4.625%
HK$77,797
+HK$3,896/mo
Deposit HK$13.82M · loan HK$13.82M · min. income ≈ HK$147,802/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,174,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,628
−HK$4,743/mo
▼ 0.25% · 3.875%
HK$77,981
−HK$2,390/mo
Today · 4.125%
HK$80,371
baseline
▲ 0.50% · 4.625%
HK$85,261
+HK$4,890/mo
Deposit HK$11.06M · loan HK$16.58M · min. income ≈ HK$160,742/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,174,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,136
−HK$4,545/mo
▼ 0.25% · 3.875%
HK$86,392
−HK$2,289/mo
Today · 4.125%
HK$88,681
baseline
▲ 0.50% · 4.625%
HK$93,356
+HK$4,675/mo
Deposit HK$11.06M · loan HK$16.58M · min. income ≈ HK$177,362/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,174,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,233
−HK$5,533/mo
▼ 0.25% · 3.875%
HK$90,978
−HK$2,788/mo
Today · 4.125%
HK$93,766
baseline
▲ 0.50% · 4.625%
HK$99,471
+HK$5,705/mo
Deposit HK$8.29M · loan HK$19.35M · min. income ≈ HK$187,532/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$1,174,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,158
−HK$5,304/mo
▼ 0.25% · 3.875%
HK$100,791
−HK$2,671/mo
Today · 4.125%
HK$103,462
baseline
▲ 0.50% · 4.625%
HK$108,915
+HK$5,453/mo
Deposit HK$8.29M · loan HK$19.35M · min. income ≈ HK$206,924/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$1,174,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,442
−HK$7,114/mo
▼ 0.25% · 3.875%
HK$116,971
−HK$3,585/mo
Today · 4.125%
HK$120,556
baseline
▲ 0.50% · 4.625%
HK$127,892
+HK$7,336/mo
Deposit HK$2.76M · loan HK$24.87M · min. income ≈ HK$241,112/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,174,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,204
−HK$6,818/mo
▼ 0.25% · 3.875%
HK$129,588
−HK$3,434/mo
Today · 4.125%
HK$133,022
baseline
▲ 0.50% · 4.625%
HK$140,034
+HK$7,012/mo
Deposit HK$2.76M · loan HK$24.87M · min. income ≈ HK$266,044/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,174,650 · Scale 2, in force from 26 Feb 2026)