LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,025
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$64,985
−HK$1,992/mo
Today · 4.125%
HK$66,977
baseline
▲ 0.50% · 4.625%
HK$71,053
+HK$4,076/mo
Deposit HK$13.82M · loan HK$13.82M · min. income ≈ HK$133,954/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,174,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,115
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$71,995
−HK$1,908/mo
Today · 4.125%
HK$73,903
baseline
▲ 0.50% · 4.625%
HK$77,798
+HK$3,895/mo
Deposit HK$13.82M · loan HK$13.82M · min. income ≈ HK$147,806/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,174,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,630
−HK$4,743/mo
▼ 0.25% · 3.875%
HK$77,983
−HK$2,390/mo
Today · 4.125%
HK$80,373
baseline
▲ 0.50% · 4.625%
HK$85,263
+HK$4,890/mo
Deposit HK$11.06M · loan HK$16.58M · min. income ≈ HK$160,746/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,174,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,138
−HK$4,545/mo
▼ 0.25% · 3.875%
HK$86,394
−HK$2,289/mo
Today · 4.125%
HK$88,683
baseline
▲ 0.50% · 4.625%
HK$93,358
+HK$4,675/mo
Deposit HK$11.06M · loan HK$16.58M · min. income ≈ HK$177,366/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,174,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,235
−HK$5,533/mo
▼ 0.25% · 3.875%
HK$90,980
−HK$2,788/mo
Today · 4.125%
HK$93,768
baseline
▲ 0.50% · 4.625%
HK$99,474
+HK$5,706/mo
Deposit HK$8.29M · loan HK$19.35M · min. income ≈ HK$187,536/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$1,174,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,161
−HK$5,303/mo
▼ 0.25% · 3.875%
HK$100,793
−HK$2,671/mo
Today · 4.125%
HK$103,464
baseline
▲ 0.50% · 4.625%
HK$108,918
+HK$5,454/mo
Deposit HK$8.29M · loan HK$19.35M · min. income ≈ HK$206,928/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$1,174,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,445
−HK$7,114/mo
▼ 0.25% · 3.875%
HK$116,974
−HK$3,585/mo
Today · 4.125%
HK$120,559
baseline
▲ 0.50% · 4.625%
HK$127,895
+HK$7,336/mo
Deposit HK$2.76M · loan HK$24.88M · min. income ≈ HK$241,118/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,174,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,207
−HK$6,818/mo
▼ 0.25% · 3.875%
HK$129,591
−HK$3,434/mo
Today · 4.125%
HK$133,025
baseline
▲ 0.50% · 4.625%
HK$140,037
+HK$7,012/mo
Deposit HK$2.76M · loan HK$24.88M · min. income ≈ HK$266,050/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,174,677 · Scale 2, in force from 26 Feb 2026)