LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,026
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$64,986
−HK$1,992/mo
Today · 4.125%
HK$66,978
baseline
▲ 0.50% · 4.625%
HK$71,053
+HK$4,075/mo
Deposit HK$13.82M · loan HK$13.82M · min. income ≈ HK$133,956/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,174,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,115
−HK$3,789/mo
▼ 0.25% · 3.875%
HK$71,996
−HK$1,908/mo
Today · 4.125%
HK$73,904
baseline
▲ 0.50% · 4.625%
HK$77,799
+HK$3,895/mo
Deposit HK$13.82M · loan HK$13.82M · min. income ≈ HK$147,808/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,174,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,631
−HK$4,743/mo
▼ 0.25% · 3.875%
HK$77,983
−HK$2,391/mo
Today · 4.125%
HK$80,374
baseline
▲ 0.50% · 4.625%
HK$85,264
+HK$4,890/mo
Deposit HK$11.06M · loan HK$16.58M · min. income ≈ HK$160,748/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,174,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,139
−HK$4,545/mo
▼ 0.25% · 3.875%
HK$86,395
−HK$2,289/mo
Today · 4.125%
HK$88,684
baseline
▲ 0.50% · 4.625%
HK$93,359
+HK$4,675/mo
Deposit HK$11.06M · loan HK$16.58M · min. income ≈ HK$177,368/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,174,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,236
−HK$5,533/mo
▼ 0.25% · 3.875%
HK$90,981
−HK$2,788/mo
Today · 4.125%
HK$93,769
baseline
▲ 0.50% · 4.625%
HK$99,475
+HK$5,706/mo
Deposit HK$8.29M · loan HK$19.35M · min. income ≈ HK$187,538/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$1,174,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,162
−HK$5,303/mo
▼ 0.25% · 3.875%
HK$100,794
−HK$2,671/mo
Today · 4.125%
HK$103,465
baseline
▲ 0.50% · 4.625%
HK$108,919
+HK$5,454/mo
Deposit HK$8.29M · loan HK$19.35M · min. income ≈ HK$206,930/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$1,174,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,446
−HK$7,114/mo
▼ 0.25% · 3.875%
HK$116,975
−HK$3,585/mo
Today · 4.125%
HK$120,560
baseline
▲ 0.50% · 4.625%
HK$127,896
+HK$7,336/mo
Deposit HK$2.76M · loan HK$24.88M · min. income ≈ HK$241,120/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,174,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,208
−HK$6,819/mo
▼ 0.25% · 3.875%
HK$129,593
−HK$3,434/mo
Today · 4.125%
HK$133,027
baseline
▲ 0.50% · 4.625%
HK$140,039
+HK$7,012/mo
Deposit HK$2.76M · loan HK$24.88M · min. income ≈ HK$266,054/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,174,690 · Scale 2, in force from 26 Feb 2026)