LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,026
−HK$3,953/mo
▼ 0.25% · 3.875%
HK$64,987
−HK$1,992/mo
Today · 4.125%
HK$66,979
baseline
▲ 0.50% · 4.625%
HK$71,054
+HK$4,075/mo
Deposit HK$13.82M · loan HK$13.82M · min. income ≈ HK$133,958/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,174,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,116
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$71,997
−HK$1,907/mo
Today · 4.125%
HK$73,904
baseline
▲ 0.50% · 4.625%
HK$77,800
+HK$3,896/mo
Deposit HK$13.82M · loan HK$13.82M · min. income ≈ HK$147,808/mo (50% DSR)
Upfront cash ≈ HK$14.99M (deposit + AVD stamp duty HK$1,174,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,632
−HK$4,742/mo
▼ 0.25% · 3.875%
HK$77,984
−HK$2,390/mo
Today · 4.125%
HK$80,374
baseline
▲ 0.50% · 4.625%
HK$85,265
+HK$4,891/mo
Deposit HK$11.06M · loan HK$16.58M · min. income ≈ HK$160,748/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,174,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,139
−HK$4,546/mo
▼ 0.25% · 3.875%
HK$86,396
−HK$2,289/mo
Today · 4.125%
HK$88,685
baseline
▲ 0.50% · 4.625%
HK$93,360
+HK$4,675/mo
Deposit HK$11.06M · loan HK$16.58M · min. income ≈ HK$177,370/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,174,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,237
−HK$5,533/mo
▼ 0.25% · 3.875%
HK$90,981
−HK$2,789/mo
Today · 4.125%
HK$93,770
baseline
▲ 0.50% · 4.625%
HK$99,476
+HK$5,706/mo
Deposit HK$8.29M · loan HK$19.35M · min. income ≈ HK$187,540/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$1,174,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,163
−HK$5,303/mo
▼ 0.25% · 3.875%
HK$100,795
−HK$2,671/mo
Today · 4.125%
HK$103,466
baseline
▲ 0.50% · 4.625%
HK$108,920
+HK$5,454/mo
Deposit HK$8.29M · loan HK$19.35M · min. income ≈ HK$206,932/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$1,174,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,447
−HK$7,114/mo
▼ 0.25% · 3.875%
HK$116,976
−HK$3,585/mo
Today · 4.125%
HK$120,561
baseline
▲ 0.50% · 4.625%
HK$127,897
+HK$7,336/mo
Deposit HK$2.76M · loan HK$24.88M · min. income ≈ HK$241,122/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,174,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,209
−HK$6,819/mo
▼ 0.25% · 3.875%
HK$129,594
−HK$3,434/mo
Today · 4.125%
HK$133,028
baseline
▲ 0.50% · 4.625%
HK$140,040
+HK$7,012/mo
Deposit HK$2.76M · loan HK$24.88M · min. income ≈ HK$266,056/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,174,700 · Scale 2, in force from 26 Feb 2026)