LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,037
−HK$3,953/mo
▼ 0.25% · 3.875%
HK$64,998
−HK$1,992/mo
Today · 4.125%
HK$66,990
baseline
▲ 0.50% · 4.625%
HK$71,066
+HK$4,076/mo
Deposit HK$13.82M · loan HK$13.82M · min. income ≈ HK$133,980/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,174,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,128
−HK$3,789/mo
▼ 0.25% · 3.875%
HK$72,009
−HK$1,908/mo
Today · 4.125%
HK$73,917
baseline
▲ 0.50% · 4.625%
HK$77,813
+HK$3,896/mo
Deposit HK$13.82M · loan HK$13.82M · min. income ≈ HK$147,834/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,174,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,645
−HK$4,743/mo
▼ 0.25% · 3.875%
HK$77,998
−HK$2,390/mo
Today · 4.125%
HK$80,388
baseline
▲ 0.50% · 4.625%
HK$85,280
+HK$4,892/mo
Deposit HK$11.06M · loan HK$16.59M · min. income ≈ HK$160,776/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,174,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,154
−HK$4,547/mo
▼ 0.25% · 3.875%
HK$86,411
−HK$2,290/mo
Today · 4.125%
HK$88,701
baseline
▲ 0.50% · 4.625%
HK$93,376
+HK$4,675/mo
Deposit HK$11.06M · loan HK$16.59M · min. income ≈ HK$177,402/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,174,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,252
−HK$5,534/mo
▼ 0.25% · 3.875%
HK$90,997
−HK$2,789/mo
Today · 4.125%
HK$93,786
baseline
▲ 0.50% · 4.625%
HK$99,493
+HK$5,707/mo
Deposit HK$8.29M · loan HK$19.35M · min. income ≈ HK$187,572/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$1,174,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,180
−HK$5,304/mo
▼ 0.25% · 3.875%
HK$100,813
−HK$2,671/mo
Today · 4.125%
HK$103,484
baseline
▲ 0.50% · 4.625%
HK$108,939
+HK$5,455/mo
Deposit HK$8.29M · loan HK$19.35M · min. income ≈ HK$206,968/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$1,174,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,467
−HK$7,115/mo
▼ 0.25% · 3.875%
HK$116,997
−HK$3,585/mo
Today · 4.125%
HK$120,582
baseline
▲ 0.50% · 4.625%
HK$127,920
+HK$7,338/mo
Deposit HK$2.76M · loan HK$24.88M · min. income ≈ HK$241,164/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,174,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,231
−HK$6,820/mo
▼ 0.25% · 3.875%
HK$129,616
−HK$3,435/mo
Today · 4.125%
HK$133,051
baseline
▲ 0.50% · 4.625%
HK$140,064
+HK$7,013/mo
Deposit HK$2.76M · loan HK$24.88M · min. income ≈ HK$266,102/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,174,905 · Scale 2, in force from 26 Feb 2026)