LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,038
−HK$3,953/mo
▼ 0.25% · 3.875%
HK$64,998
−HK$1,993/mo
Today · 4.125%
HK$66,991
baseline
▲ 0.50% · 4.625%
HK$71,067
+HK$4,076/mo
Deposit HK$13.82M · loan HK$13.82M · min. income ≈ HK$133,982/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,174,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,129
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$72,009
−HK$1,908/mo
Today · 4.125%
HK$73,917
baseline
▲ 0.50% · 4.625%
HK$77,814
+HK$3,897/mo
Deposit HK$13.82M · loan HK$13.82M · min. income ≈ HK$147,834/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,174,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,645
−HK$4,744/mo
▼ 0.25% · 3.875%
HK$77,998
−HK$2,391/mo
Today · 4.125%
HK$80,389
baseline
▲ 0.50% · 4.625%
HK$85,280
+HK$4,891/mo
Deposit HK$11.06M · loan HK$16.59M · min. income ≈ HK$160,778/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,174,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,154
−HK$4,547/mo
▼ 0.25% · 3.875%
HK$86,411
−HK$2,290/mo
Today · 4.125%
HK$88,701
baseline
▲ 0.50% · 4.625%
HK$93,377
+HK$4,676/mo
Deposit HK$11.06M · loan HK$16.59M · min. income ≈ HK$177,402/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,174,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,253
−HK$5,534/mo
▼ 0.25% · 3.875%
HK$90,998
−HK$2,789/mo
Today · 4.125%
HK$93,787
baseline
▲ 0.50% · 4.625%
HK$99,493
+HK$5,706/mo
Deposit HK$8.29M · loan HK$19.35M · min. income ≈ HK$187,574/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$1,174,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,180
−HK$5,304/mo
▼ 0.25% · 3.875%
HK$100,813
−HK$2,671/mo
Today · 4.125%
HK$103,484
baseline
▲ 0.50% · 4.625%
HK$108,939
+HK$5,455/mo
Deposit HK$8.29M · loan HK$19.35M · min. income ≈ HK$206,968/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$1,174,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,468
−HK$7,115/mo
▼ 0.25% · 3.875%
HK$116,997
−HK$3,586/mo
Today · 4.125%
HK$120,583
baseline
▲ 0.50% · 4.625%
HK$127,920
+HK$7,337/mo
Deposit HK$2.76M · loan HK$24.88M · min. income ≈ HK$241,166/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,174,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,232
−HK$6,819/mo
▼ 0.25% · 3.875%
HK$129,617
−HK$3,434/mo
Today · 4.125%
HK$133,051
baseline
▲ 0.50% · 4.625%
HK$140,065
+HK$7,014/mo
Deposit HK$2.76M · loan HK$24.88M · min. income ≈ HK$266,102/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,174,910 · Scale 2, in force from 26 Feb 2026)