LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,039
−HK$3,953/mo
▼ 0.25% · 3.875%
HK$65,000
−HK$1,992/mo
Today · 4.125%
HK$66,992
baseline
▲ 0.50% · 4.625%
HK$71,068
+HK$4,076/mo
Deposit HK$13.82M · loan HK$13.82M · min. income ≈ HK$133,984/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,174,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,130
−HK$3,789/mo
▼ 0.25% · 3.875%
HK$72,011
−HK$1,908/mo
Today · 4.125%
HK$73,919
baseline
▲ 0.50% · 4.625%
HK$77,815
+HK$3,896/mo
Deposit HK$13.82M · loan HK$13.82M · min. income ≈ HK$147,838/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,174,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,647
−HK$4,743/mo
▼ 0.25% · 3.875%
HK$78,000
−HK$2,390/mo
Today · 4.125%
HK$80,390
baseline
▲ 0.50% · 4.625%
HK$85,282
+HK$4,892/mo
Deposit HK$11.06M · loan HK$16.59M · min. income ≈ HK$160,780/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,174,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,156
−HK$4,547/mo
▼ 0.25% · 3.875%
HK$86,413
−HK$2,290/mo
Today · 4.125%
HK$88,703
baseline
▲ 0.50% · 4.625%
HK$93,379
+HK$4,676/mo
Deposit HK$11.06M · loan HK$16.59M · min. income ≈ HK$177,406/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,174,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,255
−HK$5,534/mo
▼ 0.25% · 3.875%
HK$91,000
−HK$2,789/mo
Today · 4.125%
HK$93,789
baseline
▲ 0.50% · 4.625%
HK$99,496
+HK$5,707/mo
Deposit HK$8.29M · loan HK$19.35M · min. income ≈ HK$187,578/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$1,174,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,182
−HK$5,305/mo
▼ 0.25% · 3.875%
HK$100,815
−HK$2,672/mo
Today · 4.125%
HK$103,487
baseline
▲ 0.50% · 4.625%
HK$108,942
+HK$5,455/mo
Deposit HK$8.29M · loan HK$19.35M · min. income ≈ HK$206,974/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$1,174,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,470
−HK$7,116/mo
▼ 0.25% · 3.875%
HK$117,000
−HK$3,586/mo
Today · 4.125%
HK$120,586
baseline
▲ 0.50% · 4.625%
HK$127,923
+HK$7,337/mo
Deposit HK$2.76M · loan HK$24.88M · min. income ≈ HK$241,172/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,174,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,234
−HK$6,820/mo
▼ 0.25% · 3.875%
HK$129,620
−HK$3,434/mo
Today · 4.125%
HK$133,054
baseline
▲ 0.50% · 4.625%
HK$140,068
+HK$7,014/mo
Deposit HK$2.76M · loan HK$24.88M · min. income ≈ HK$266,108/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,174,937 · Scale 2, in force from 26 Feb 2026)