LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,043
−HK$3,953/mo
▼ 0.25% · 3.875%
HK$65,004
−HK$1,992/mo
Today · 4.125%
HK$66,996
baseline
▲ 0.50% · 4.625%
HK$71,073
+HK$4,077/mo
Deposit HK$13.82M · loan HK$13.82M · min. income ≈ HK$133,992/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,175,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,134
−HK$3,789/mo
▼ 0.25% · 3.875%
HK$72,015
−HK$1,908/mo
Today · 4.125%
HK$73,923
baseline
▲ 0.50% · 4.625%
HK$77,820
+HK$3,897/mo
Deposit HK$13.82M · loan HK$13.82M · min. income ≈ HK$147,846/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,175,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,651
−HK$4,744/mo
▼ 0.25% · 3.875%
HK$78,004
−HK$2,391/mo
Today · 4.125%
HK$80,395
baseline
▲ 0.50% · 4.625%
HK$85,287
+HK$4,892/mo
Deposit HK$11.06M · loan HK$16.59M · min. income ≈ HK$160,790/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,175,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,161
−HK$4,547/mo
▼ 0.25% · 3.875%
HK$86,418
−HK$2,290/mo
Today · 4.125%
HK$88,708
baseline
▲ 0.50% · 4.625%
HK$93,384
+HK$4,676/mo
Deposit HK$11.06M · loan HK$16.59M · min. income ≈ HK$177,416/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$1,175,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,260
−HK$5,534/mo
▼ 0.25% · 3.875%
HK$91,005
−HK$2,789/mo
Today · 4.125%
HK$93,794
baseline
▲ 0.50% · 4.625%
HK$99,502
+HK$5,708/mo
Deposit HK$8.29M · loan HK$19.35M · min. income ≈ HK$187,588/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$1,175,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,188
−HK$5,305/mo
▼ 0.25% · 3.875%
HK$100,821
−HK$2,672/mo
Today · 4.125%
HK$103,493
baseline
▲ 0.50% · 4.625%
HK$108,948
+HK$5,455/mo
Deposit HK$8.29M · loan HK$19.35M · min. income ≈ HK$206,986/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$1,175,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,477
−HK$7,116/mo
▼ 0.25% · 3.875%
HK$117,007
−HK$3,586/mo
Today · 4.125%
HK$120,593
baseline
▲ 0.50% · 4.625%
HK$127,931
+HK$7,338/mo
Deposit HK$2.76M · loan HK$24.88M · min. income ≈ HK$241,186/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,175,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,242
−HK$6,820/mo
▼ 0.25% · 3.875%
HK$129,628
−HK$3,434/mo
Today · 4.125%
HK$133,062
baseline
▲ 0.50% · 4.625%
HK$140,076
+HK$7,014/mo
Deposit HK$2.76M · loan HK$24.88M · min. income ≈ HK$266,124/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,175,006 · Scale 2, in force from 26 Feb 2026)