LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,056
−HK$3,954/mo
▼ 0.25% · 3.875%
HK$65,017
−HK$1,993/mo
Today · 4.125%
HK$67,010
baseline
▲ 0.50% · 4.625%
HK$71,087
+HK$4,077/mo
Deposit HK$13.83M · loan HK$13.83M · min. income ≈ HK$134,020/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,175,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,149
−HK$3,790/mo
▼ 0.25% · 3.875%
HK$72,030
−HK$1,909/mo
Today · 4.125%
HK$73,939
baseline
▲ 0.50% · 4.625%
HK$77,836
+HK$3,897/mo
Deposit HK$13.83M · loan HK$13.83M · min. income ≈ HK$147,878/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,175,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,667
−HK$4,745/mo
▼ 0.25% · 3.875%
HK$78,020
−HK$2,392/mo
Today · 4.125%
HK$80,412
baseline
▲ 0.50% · 4.625%
HK$85,304
+HK$4,892/mo
Deposit HK$11.06M · loan HK$16.59M · min. income ≈ HK$160,824/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$1,175,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,178
−HK$4,548/mo
▼ 0.25% · 3.875%
HK$86,436
−HK$2,290/mo
Today · 4.125%
HK$88,726
baseline
▲ 0.50% · 4.625%
HK$93,403
+HK$4,677/mo
Deposit HK$11.06M · loan HK$16.59M · min. income ≈ HK$177,452/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$1,175,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,278
−HK$5,535/mo
▼ 0.25% · 3.875%
HK$91,024
−HK$2,789/mo
Today · 4.125%
HK$93,813
baseline
▲ 0.50% · 4.625%
HK$99,522
+HK$5,709/mo
Deposit HK$8.30M · loan HK$19.36M · min. income ≈ HK$187,626/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$1,175,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,208
−HK$5,306/mo
▼ 0.25% · 3.875%
HK$100,842
−HK$2,672/mo
Today · 4.125%
HK$103,514
baseline
▲ 0.50% · 4.625%
HK$108,970
+HK$5,456/mo
Deposit HK$8.30M · loan HK$19.36M · min. income ≈ HK$207,028/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$1,175,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,500
−HK$7,117/mo
▼ 0.25% · 3.875%
HK$117,030
−HK$3,587/mo
Today · 4.125%
HK$120,617
baseline
▲ 0.50% · 4.625%
HK$127,957
+HK$7,340/mo
Deposit HK$2.77M · loan HK$24.89M · min. income ≈ HK$241,234/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,175,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,268
−HK$6,821/mo
▼ 0.25% · 3.875%
HK$129,654
−HK$3,435/mo
Today · 4.125%
HK$133,089
baseline
▲ 0.50% · 4.625%
HK$140,105
+HK$7,016/mo
Deposit HK$2.77M · loan HK$24.89M · min. income ≈ HK$266,178/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,175,245 · Scale 2, in force from 26 Feb 2026)