LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,057
−HK$3,954/mo
▼ 0.25% · 3.875%
HK$65,018
−HK$1,993/mo
Today · 4.125%
HK$67,011
baseline
▲ 0.50% · 4.625%
HK$71,089
+HK$4,078/mo
Deposit HK$13.83M · loan HK$13.83M · min. income ≈ HK$134,022/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,175,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,150
−HK$3,790/mo
▼ 0.25% · 3.875%
HK$72,032
−HK$1,908/mo
Today · 4.125%
HK$73,940
baseline
▲ 0.50% · 4.625%
HK$77,838
+HK$3,898/mo
Deposit HK$13.83M · loan HK$13.83M · min. income ≈ HK$147,880/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,175,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,668
−HK$4,745/mo
▼ 0.25% · 3.875%
HK$78,022
−HK$2,391/mo
Today · 4.125%
HK$80,413
baseline
▲ 0.50% · 4.625%
HK$85,306
+HK$4,893/mo
Deposit HK$11.06M · loan HK$16.59M · min. income ≈ HK$160,826/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$1,175,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,180
−HK$4,548/mo
▼ 0.25% · 3.875%
HK$86,438
−HK$2,290/mo
Today · 4.125%
HK$88,728
baseline
▲ 0.50% · 4.625%
HK$93,405
+HK$4,677/mo
Deposit HK$11.06M · loan HK$16.59M · min. income ≈ HK$177,456/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$1,175,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,280
−HK$5,536/mo
▼ 0.25% · 3.875%
HK$91,026
−HK$2,790/mo
Today · 4.125%
HK$93,816
baseline
▲ 0.50% · 4.625%
HK$99,524
+HK$5,708/mo
Deposit HK$8.30M · loan HK$19.36M · min. income ≈ HK$187,632/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$1,175,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,210
−HK$5,306/mo
▼ 0.25% · 3.875%
HK$100,844
−HK$2,672/mo
Today · 4.125%
HK$103,516
baseline
▲ 0.50% · 4.625%
HK$108,973
+HK$5,457/mo
Deposit HK$8.30M · loan HK$19.36M · min. income ≈ HK$207,032/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$1,175,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,502
−HK$7,118/mo
▼ 0.25% · 3.875%
HK$117,033
−HK$3,587/mo
Today · 4.125%
HK$120,620
baseline
▲ 0.50% · 4.625%
HK$127,959
+HK$7,339/mo
Deposit HK$2.77M · loan HK$24.89M · min. income ≈ HK$241,240/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,175,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,270
−HK$6,822/mo
▼ 0.25% · 3.875%
HK$129,657
−HK$3,435/mo
Today · 4.125%
HK$133,092
baseline
▲ 0.50% · 4.625%
HK$140,108
+HK$7,016/mo
Deposit HK$2.77M · loan HK$24.89M · min. income ≈ HK$266,184/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,175,271 · Scale 2, in force from 26 Feb 2026)