LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,059
−HK$3,954/mo
▼ 0.25% · 3.875%
HK$65,020
−HK$1,993/mo
Today · 4.125%
HK$67,013
baseline
▲ 0.50% · 4.625%
HK$71,091
+HK$4,078/mo
Deposit HK$13.83M · loan HK$13.83M · min. income ≈ HK$134,026/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,175,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,152
−HK$3,790/mo
▼ 0.25% · 3.875%
HK$72,034
−HK$1,908/mo
Today · 4.125%
HK$73,942
baseline
▲ 0.50% · 4.625%
HK$77,840
+HK$3,898/mo
Deposit HK$13.83M · loan HK$13.83M · min. income ≈ HK$147,884/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,175,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,670
−HK$4,746/mo
▼ 0.25% · 3.875%
HK$78,024
−HK$2,392/mo
Today · 4.125%
HK$80,416
baseline
▲ 0.50% · 4.625%
HK$85,309
+HK$4,893/mo
Deposit HK$11.06M · loan HK$16.59M · min. income ≈ HK$160,832/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$1,175,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,183
−HK$4,548/mo
▼ 0.25% · 3.875%
HK$86,440
−HK$2,291/mo
Today · 4.125%
HK$88,731
baseline
▲ 0.50% · 4.625%
HK$93,408
+HK$4,677/mo
Deposit HK$11.06M · loan HK$16.59M · min. income ≈ HK$177,462/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$1,175,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,282
−HK$5,536/mo
▼ 0.25% · 3.875%
HK$91,028
−HK$2,790/mo
Today · 4.125%
HK$93,818
baseline
▲ 0.50% · 4.625%
HK$99,527
+HK$5,709/mo
Deposit HK$8.30M · loan HK$19.36M · min. income ≈ HK$187,636/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$1,175,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,213
−HK$5,306/mo
▼ 0.25% · 3.875%
HK$100,847
−HK$2,672/mo
Today · 4.125%
HK$103,519
baseline
▲ 0.50% · 4.625%
HK$108,976
+HK$5,457/mo
Deposit HK$8.30M · loan HK$19.36M · min. income ≈ HK$207,038/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$1,175,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,506
−HK$7,117/mo
▼ 0.25% · 3.875%
HK$117,036
−HK$3,587/mo
Today · 4.125%
HK$120,623
baseline
▲ 0.50% · 4.625%
HK$127,963
+HK$7,340/mo
Deposit HK$2.77M · loan HK$24.89M · min. income ≈ HK$241,246/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,175,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,274
−HK$6,822/mo
▼ 0.25% · 3.875%
HK$129,660
−HK$3,436/mo
Today · 4.125%
HK$133,096
baseline
▲ 0.50% · 4.625%
HK$140,112
+HK$7,016/mo
Deposit HK$2.77M · loan HK$24.89M · min. income ≈ HK$266,192/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,175,304 · Scale 2, in force from 26 Feb 2026)