LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,062
−HK$3,954/mo
▼ 0.25% · 3.875%
HK$65,023
−HK$1,993/mo
Today · 4.125%
HK$67,016
baseline
▲ 0.50% · 4.625%
HK$71,094
+HK$4,078/mo
Deposit HK$13.83M · loan HK$13.83M · min. income ≈ HK$134,032/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,175,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,155
−HK$3,791/mo
▼ 0.25% · 3.875%
HK$72,037
−HK$1,909/mo
Today · 4.125%
HK$73,946
baseline
▲ 0.50% · 4.625%
HK$77,843
+HK$3,897/mo
Deposit HK$13.83M · loan HK$13.83M · min. income ≈ HK$147,892/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,175,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,674
−HK$4,745/mo
▼ 0.25% · 3.875%
HK$78,028
−HK$2,391/mo
Today · 4.125%
HK$80,419
baseline
▲ 0.50% · 4.625%
HK$85,313
+HK$4,894/mo
Deposit HK$11.06M · loan HK$16.59M · min. income ≈ HK$160,838/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$1,175,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,186
−HK$4,549/mo
▼ 0.25% · 3.875%
HK$86,444
−HK$2,291/mo
Today · 4.125%
HK$88,735
baseline
▲ 0.50% · 4.625%
HK$93,412
+HK$4,677/mo
Deposit HK$11.06M · loan HK$16.59M · min. income ≈ HK$177,470/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$1,175,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,286
−HK$5,537/mo
▼ 0.25% · 3.875%
HK$91,032
−HK$2,791/mo
Today · 4.125%
HK$93,823
baseline
▲ 0.50% · 4.625%
HK$99,531
+HK$5,708/mo
Deposit HK$8.30M · loan HK$19.36M · min. income ≈ HK$187,646/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$1,175,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,218
−HK$5,306/mo
▼ 0.25% · 3.875%
HK$100,852
−HK$2,672/mo
Today · 4.125%
HK$103,524
baseline
▲ 0.50% · 4.625%
HK$108,981
+HK$5,457/mo
Deposit HK$8.30M · loan HK$19.36M · min. income ≈ HK$207,048/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$1,175,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,511
−HK$7,118/mo
▼ 0.25% · 3.875%
HK$117,042
−HK$3,587/mo
Today · 4.125%
HK$120,629
baseline
▲ 0.50% · 4.625%
HK$127,969
+HK$7,340/mo
Deposit HK$2.77M · loan HK$24.89M · min. income ≈ HK$241,258/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,175,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,280
−HK$6,822/mo
▼ 0.25% · 3.875%
HK$129,666
−HK$3,436/mo
Today · 4.125%
HK$133,102
baseline
▲ 0.50% · 4.625%
HK$140,118
+HK$7,016/mo
Deposit HK$2.77M · loan HK$24.89M · min. income ≈ HK$266,204/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,175,358 · Scale 2, in force from 26 Feb 2026)