LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,063
−HK$3,955/mo
▼ 0.25% · 3.875%
HK$65,025
−HK$1,993/mo
Today · 4.125%
HK$67,018
baseline
▲ 0.50% · 4.625%
HK$71,096
+HK$4,078/mo
Deposit HK$13.83M · loan HK$13.83M · min. income ≈ HK$134,036/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,175,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,157
−HK$3,791/mo
▼ 0.25% · 3.875%
HK$72,039
−HK$1,909/mo
Today · 4.125%
HK$73,948
baseline
▲ 0.50% · 4.625%
HK$77,846
+HK$3,898/mo
Deposit HK$13.83M · loan HK$13.83M · min. income ≈ HK$147,896/mo (50% DSR)
Upfront cash ≈ HK$15.00M (deposit + AVD stamp duty HK$1,175,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,676
−HK$4,746/mo
▼ 0.25% · 3.875%
HK$78,030
−HK$2,392/mo
Today · 4.125%
HK$80,422
baseline
▲ 0.50% · 4.625%
HK$85,315
+HK$4,893/mo
Deposit HK$11.06M · loan HK$16.59M · min. income ≈ HK$160,844/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$1,175,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,189
−HK$4,548/mo
▼ 0.25% · 3.875%
HK$86,447
−HK$2,290/mo
Today · 4.125%
HK$88,737
baseline
▲ 0.50% · 4.625%
HK$93,415
+HK$4,678/mo
Deposit HK$11.06M · loan HK$16.59M · min. income ≈ HK$177,474/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$1,175,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,289
−HK$5,536/mo
▼ 0.25% · 3.875%
HK$91,035
−HK$2,790/mo
Today · 4.125%
HK$93,825
baseline
▲ 0.50% · 4.625%
HK$99,534
+HK$5,709/mo
Deposit HK$8.30M · loan HK$19.36M · min. income ≈ HK$187,650/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$1,175,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,220
−HK$5,307/mo
▼ 0.25% · 3.875%
HK$100,854
−HK$2,673/mo
Today · 4.125%
HK$103,527
baseline
▲ 0.50% · 4.625%
HK$108,984
+HK$5,457/mo
Deposit HK$8.30M · loan HK$19.36M · min. income ≈ HK$207,054/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$1,175,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,514
−HK$7,118/mo
▼ 0.25% · 3.875%
HK$117,045
−HK$3,587/mo
Today · 4.125%
HK$120,632
baseline
▲ 0.50% · 4.625%
HK$127,972
+HK$7,340/mo
Deposit HK$2.77M · loan HK$24.89M · min. income ≈ HK$241,264/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,175,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,283
−HK$6,823/mo
▼ 0.25% · 3.875%
HK$129,670
−HK$3,436/mo
Today · 4.125%
HK$133,106
baseline
▲ 0.50% · 4.625%
HK$140,122
+HK$7,016/mo
Deposit HK$2.77M · loan HK$24.89M · min. income ≈ HK$266,212/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,175,391 · Scale 2, in force from 26 Feb 2026)