LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,089
−HK$3,957/mo
▼ 0.25% · 3.875%
HK$65,052
−HK$1,994/mo
Today · 4.125%
HK$67,046
baseline
▲ 0.50% · 4.625%
HK$71,125
+HK$4,079/mo
Deposit HK$13.83M · loan HK$13.83M · min. income ≈ HK$134,092/mo (50% DSR)
Upfront cash ≈ HK$15.01M (deposit + AVD stamp duty HK$1,175,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,186
−HK$3,792/mo
▼ 0.25% · 3.875%
HK$72,069
−HK$1,909/mo
Today · 4.125%
HK$73,978
baseline
▲ 0.50% · 4.625%
HK$77,878
+HK$3,900/mo
Deposit HK$13.83M · loan HK$13.83M · min. income ≈ HK$147,956/mo (50% DSR)
Upfront cash ≈ HK$15.01M (deposit + AVD stamp duty HK$1,175,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,707
−HK$4,748/mo
▼ 0.25% · 3.875%
HK$78,062
−HK$2,393/mo
Today · 4.125%
HK$80,455
baseline
▲ 0.50% · 4.625%
HK$85,350
+HK$4,895/mo
Deposit HK$11.07M · loan HK$16.60M · min. income ≈ HK$160,910/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$1,175,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,223
−HK$4,551/mo
▼ 0.25% · 3.875%
HK$86,482
−HK$2,292/mo
Today · 4.125%
HK$88,774
baseline
▲ 0.50% · 4.625%
HK$93,453
+HK$4,679/mo
Deposit HK$11.07M · loan HK$16.60M · min. income ≈ HK$177,548/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$1,175,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,325
−HK$5,539/mo
▼ 0.25% · 3.875%
HK$91,072
−HK$2,792/mo
Today · 4.125%
HK$93,864
baseline
▲ 0.50% · 4.625%
HK$99,575
+HK$5,711/mo
Deposit HK$8.30M · loan HK$19.37M · min. income ≈ HK$187,728/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$1,175,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,261
−HK$5,308/mo
▼ 0.25% · 3.875%
HK$100,896
−HK$2,673/mo
Today · 4.125%
HK$103,569
baseline
▲ 0.50% · 4.625%
HK$109,029
+HK$5,460/mo
Deposit HK$8.30M · loan HK$19.37M · min. income ≈ HK$207,138/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$1,175,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,561
−HK$7,121/mo
▼ 0.25% · 3.875%
HK$117,093
−HK$3,589/mo
Today · 4.125%
HK$120,682
baseline
▲ 0.50% · 4.625%
HK$128,025
+HK$7,343/mo
Deposit HK$2.77M · loan HK$24.90M · min. income ≈ HK$241,364/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,175,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,335
−HK$6,826/mo
▼ 0.25% · 3.875%
HK$129,723
−HK$3,438/mo
Today · 4.125%
HK$133,161
baseline
▲ 0.50% · 4.625%
HK$140,180
+HK$7,019/mo
Deposit HK$2.77M · loan HK$24.90M · min. income ≈ HK$266,322/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,175,875 · Scale 2, in force from 26 Feb 2026)