LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,099
−HK$3,957/mo
▼ 0.25% · 3.875%
HK$65,061
−HK$1,995/mo
Today · 4.125%
HK$67,056
baseline
▲ 0.50% · 4.625%
HK$71,136
+HK$4,080/mo
Deposit HK$13.84M · loan HK$13.84M · min. income ≈ HK$134,112/mo (50% DSR)
Upfront cash ≈ HK$15.01M (deposit + AVD stamp duty HK$1,176,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,197
−HK$3,792/mo
▼ 0.25% · 3.875%
HK$72,079
−HK$1,910/mo
Today · 4.125%
HK$73,989
baseline
▲ 0.50% · 4.625%
HK$77,889
+HK$3,900/mo
Deposit HK$13.84M · loan HK$13.84M · min. income ≈ HK$147,978/mo (50% DSR)
Upfront cash ≈ HK$15.01M (deposit + AVD stamp duty HK$1,176,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,718
−HK$4,749/mo
▼ 0.25% · 3.875%
HK$78,074
−HK$2,393/mo
Today · 4.125%
HK$80,467
baseline
▲ 0.50% · 4.625%
HK$85,363
+HK$4,896/mo
Deposit HK$11.07M · loan HK$16.60M · min. income ≈ HK$160,934/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$1,176,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,236
−HK$4,551/mo
▼ 0.25% · 3.875%
HK$86,495
−HK$2,292/mo
Today · 4.125%
HK$88,787
baseline
▲ 0.50% · 4.625%
HK$93,467
+HK$4,680/mo
Deposit HK$11.07M · loan HK$16.60M · min. income ≈ HK$177,574/mo (50% DSR)
Upfront cash ≈ HK$12.24M (deposit + AVD stamp duty HK$1,176,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,338
−HK$5,540/mo
▼ 0.25% · 3.875%
HK$91,086
−HK$2,792/mo
Today · 4.125%
HK$93,878
baseline
▲ 0.50% · 4.625%
HK$99,590
+HK$5,712/mo
Deposit HK$8.30M · loan HK$19.37M · min. income ≈ HK$187,756/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$1,176,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,275
−HK$5,310/mo
▼ 0.25% · 3.875%
HK$100,911
−HK$2,674/mo
Today · 4.125%
HK$103,585
baseline
▲ 0.50% · 4.625%
HK$109,045
+HK$5,460/mo
Deposit HK$8.30M · loan HK$19.37M · min. income ≈ HK$207,170/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$1,176,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,578
−HK$7,122/mo
▼ 0.25% · 3.875%
HK$117,111
−HK$3,589/mo
Today · 4.125%
HK$120,700
baseline
▲ 0.50% · 4.625%
HK$128,044
+HK$7,344/mo
Deposit HK$2.77M · loan HK$24.90M · min. income ≈ HK$241,400/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,176,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,354
−HK$6,826/mo
▼ 0.25% · 3.875%
HK$129,743
−HK$3,437/mo
Today · 4.125%
HK$133,180
baseline
▲ 0.50% · 4.625%
HK$140,201
+HK$7,021/mo
Deposit HK$2.77M · loan HK$24.90M · min. income ≈ HK$266,360/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,176,050 · Scale 2, in force from 26 Feb 2026)