LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,101
−HK$3,957/mo
▼ 0.25% · 3.875%
HK$65,064
−HK$1,994/mo
Today · 4.125%
HK$67,058
baseline
▲ 0.50% · 4.625%
HK$71,138
+HK$4,080/mo
Deposit HK$13.84M · loan HK$13.84M · min. income ≈ HK$134,116/mo (50% DSR)
Upfront cash ≈ HK$15.01M (deposit + AVD stamp duty HK$1,176,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,199
−HK$3,793/mo
▼ 0.25% · 3.875%
HK$72,082
−HK$1,910/mo
Today · 4.125%
HK$73,992
baseline
▲ 0.50% · 4.625%
HK$77,892
+HK$3,900/mo
Deposit HK$13.84M · loan HK$13.84M · min. income ≈ HK$147,984/mo (50% DSR)
Upfront cash ≈ HK$15.01M (deposit + AVD stamp duty HK$1,176,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,721
−HK$4,749/mo
▼ 0.25% · 3.875%
HK$78,077
−HK$2,393/mo
Today · 4.125%
HK$80,470
baseline
▲ 0.50% · 4.625%
HK$85,366
+HK$4,896/mo
Deposit HK$11.07M · loan HK$16.60M · min. income ≈ HK$160,940/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,176,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,239
−HK$4,551/mo
▼ 0.25% · 3.875%
HK$86,498
−HK$2,292/mo
Today · 4.125%
HK$88,790
baseline
▲ 0.50% · 4.625%
HK$93,471
+HK$4,681/mo
Deposit HK$11.07M · loan HK$16.60M · min. income ≈ HK$177,580/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,176,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,341
−HK$5,540/mo
▼ 0.25% · 3.875%
HK$91,089
−HK$2,792/mo
Today · 4.125%
HK$93,881
baseline
▲ 0.50% · 4.625%
HK$99,594
+HK$5,713/mo
Deposit HK$8.30M · loan HK$19.37M · min. income ≈ HK$187,762/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$1,176,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,279
−HK$5,310/mo
▼ 0.25% · 3.875%
HK$100,915
−HK$2,674/mo
Today · 4.125%
HK$103,589
baseline
▲ 0.50% · 4.625%
HK$109,049
+HK$5,460/mo
Deposit HK$8.30M · loan HK$19.37M · min. income ≈ HK$207,178/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$1,176,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,582
−HK$7,122/mo
▼ 0.25% · 3.875%
HK$117,115
−HK$3,589/mo
Today · 4.125%
HK$120,704
baseline
▲ 0.50% · 4.625%
HK$128,049
+HK$7,345/mo
Deposit HK$2.77M · loan HK$24.91M · min. income ≈ HK$241,408/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,176,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,359
−HK$6,826/mo
▼ 0.25% · 3.875%
HK$129,747
−HK$3,438/mo
Today · 4.125%
HK$133,185
baseline
▲ 0.50% · 4.625%
HK$140,206
+HK$7,021/mo
Deposit HK$2.77M · loan HK$24.91M · min. income ≈ HK$266,370/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,176,093 · Scale 2, in force from 26 Feb 2026)