LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,107
−HK$3,957/mo
▼ 0.25% · 3.875%
HK$65,070
−HK$1,994/mo
Today · 4.125%
HK$67,064
baseline
▲ 0.50% · 4.625%
HK$71,145
+HK$4,081/mo
Deposit HK$13.84M · loan HK$13.84M · min. income ≈ HK$134,128/mo (50% DSR)
Upfront cash ≈ HK$15.01M (deposit + AVD stamp duty HK$1,176,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,206
−HK$3,793/mo
▼ 0.25% · 3.875%
HK$72,089
−HK$1,910/mo
Today · 4.125%
HK$73,999
baseline
▲ 0.50% · 4.625%
HK$77,899
+HK$3,900/mo
Deposit HK$13.84M · loan HK$13.84M · min. income ≈ HK$147,998/mo (50% DSR)
Upfront cash ≈ HK$15.01M (deposit + AVD stamp duty HK$1,176,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,728
−HK$4,749/mo
▼ 0.25% · 3.875%
HK$78,084
−HK$2,393/mo
Today · 4.125%
HK$80,477
baseline
▲ 0.50% · 4.625%
HK$85,374
+HK$4,897/mo
Deposit HK$11.07M · loan HK$16.61M · min. income ≈ HK$160,954/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,176,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,247
−HK$4,551/mo
▼ 0.25% · 3.875%
HK$86,506
−HK$2,292/mo
Today · 4.125%
HK$88,798
baseline
▲ 0.50% · 4.625%
HK$93,479
+HK$4,681/mo
Deposit HK$11.07M · loan HK$16.61M · min. income ≈ HK$177,596/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,176,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,350
−HK$5,540/mo
▼ 0.25% · 3.875%
HK$91,098
−HK$2,792/mo
Today · 4.125%
HK$93,890
baseline
▲ 0.50% · 4.625%
HK$99,603
+HK$5,713/mo
Deposit HK$8.30M · loan HK$19.37M · min. income ≈ HK$187,780/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$1,176,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,288
−HK$5,310/mo
▼ 0.25% · 3.875%
HK$100,924
−HK$2,674/mo
Today · 4.125%
HK$103,598
baseline
▲ 0.50% · 4.625%
HK$109,059
+HK$5,461/mo
Deposit HK$8.30M · loan HK$19.37M · min. income ≈ HK$207,196/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$1,176,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,592
−HK$7,124/mo
▼ 0.25% · 3.875%
HK$117,126
−HK$3,590/mo
Today · 4.125%
HK$120,716
baseline
▲ 0.50% · 4.625%
HK$128,061
+HK$7,345/mo
Deposit HK$2.77M · loan HK$24.91M · min. income ≈ HK$241,432/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,176,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,370
−HK$6,828/mo
▼ 0.25% · 3.875%
HK$129,759
−HK$3,439/mo
Today · 4.125%
HK$133,198
baseline
▲ 0.50% · 4.625%
HK$140,219
+HK$7,021/mo
Deposit HK$2.77M · loan HK$24.91M · min. income ≈ HK$266,396/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,176,201 · Scale 2, in force from 26 Feb 2026)