LTV · monthly repayment
▼ 0.50% · 3.625%
HK$631,072
−HK$39,573/mo
▼ 0.25% · 3.875%
HK$650,702
−HK$19,943/mo
Today · 4.125%
HK$670,645
baseline
▲ 0.50% · 4.625%
HK$711,453
+HK$40,808/mo
Deposit HK$138.38M · loan HK$138.38M · min. income ≈ HK$1,341,290/mo (50% DSR)
Upfront cash ≈ HK$156.37M (deposit + AVD stamp duty HK$17,989,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$702,061
−HK$37,930/mo
▼ 0.25% · 3.875%
HK$720,890
−HK$19,101/mo
Today · 4.125%
HK$739,991
baseline
▲ 0.50% · 4.625%
HK$778,997
+HK$39,006/mo
Deposit HK$138.38M · loan HK$138.38M · min. income ≈ HK$1,479,982/mo (50% DSR)
Upfront cash ≈ HK$156.37M (deposit + AVD stamp duty HK$17,989,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$757,286
−HK$47,489/mo
▼ 0.25% · 3.875%
HK$780,842
−HK$23,933/mo
Today · 4.125%
HK$804,775
baseline
▲ 0.50% · 4.625%
HK$853,743
+HK$48,968/mo
Deposit HK$110.70M · loan HK$166.05M · min. income ≈ HK$1,609,550/mo (50% DSR)
Upfront cash ≈ HK$128.69M (deposit + AVD stamp duty HK$17,989,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$842,473
−HK$45,516/mo
▼ 0.25% · 3.875%
HK$865,068
−HK$22,921/mo
Today · 4.125%
HK$887,989
baseline
▲ 0.50% · 4.625%
HK$934,796
+HK$46,807/mo
Deposit HK$110.70M · loan HK$166.05M · min. income ≈ HK$1,775,978/mo (50% DSR)
Upfront cash ≈ HK$128.69M (deposit + AVD stamp duty HK$17,989,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$883,500
−HK$55,404/mo
▼ 0.25% · 3.875%
HK$910,982
−HK$27,922/mo
Today · 4.125%
HK$938,904
baseline
▲ 0.50% · 4.625%
HK$996,034
+HK$57,130/mo
Deposit HK$83.03M · loan HK$193.73M · min. income ≈ HK$1,877,808/mo (50% DSR)
Upfront cash ≈ HK$101.02M (deposit + AVD stamp duty HK$17,989,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$982,885
−HK$53,102/mo
▼ 0.25% · 3.875%
HK$1,009,246
−HK$26,741/mo
Today · 4.125%
HK$1,035,987
baseline
▲ 0.50% · 4.625%
HK$1,090,596
+HK$54,609/mo
Deposit HK$83.03M · loan HK$193.73M · min. income ≈ HK$2,071,974/mo (50% DSR)
Upfront cash ≈ HK$101.02M (deposit + AVD stamp duty HK$17,989,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,135,929
−HK$71,233/mo
▼ 0.25% · 3.875%
HK$1,171,263
−HK$35,899/mo
Today · 4.125%
HK$1,207,162
baseline
▲ 0.50% · 4.625%
HK$1,280,615
+HK$73,453/mo
Deposit HK$27.68M · loan HK$249.08M · min. income ≈ HK$2,414,324/mo (50% DSR)
Upfront cash ≈ HK$45.66M (deposit + AVD stamp duty HK$17,989,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,263,710
−HK$68,274/mo
▼ 0.25% · 3.875%
HK$1,297,602
−HK$34,382/mo
Today · 4.125%
HK$1,331,984
baseline
▲ 0.50% · 4.625%
HK$1,402,195
+HK$70,211/mo
Deposit HK$27.68M · loan HK$249.08M · min. income ≈ HK$2,663,968/mo (50% DSR)
Upfront cash ≈ HK$45.66M (deposit + AVD stamp duty HK$17,989,055 · Scale 2, in force from 26 Feb 2026)