LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,114
−HK$3,957/mo
▼ 0.25% · 3.875%
HK$65,077
−HK$1,994/mo
Today · 4.125%
HK$67,071
baseline
▲ 0.50% · 4.625%
HK$71,153
+HK$4,082/mo
Deposit HK$13.84M · loan HK$13.84M · min. income ≈ HK$134,142/mo (50% DSR)
Upfront cash ≈ HK$15.02M (deposit + AVD stamp duty HK$1,176,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,213
−HK$3,794/mo
▼ 0.25% · 3.875%
HK$72,096
−HK$1,911/mo
Today · 4.125%
HK$74,007
baseline
▲ 0.50% · 4.625%
HK$77,908
+HK$3,901/mo
Deposit HK$13.84M · loan HK$13.84M · min. income ≈ HK$148,014/mo (50% DSR)
Upfront cash ≈ HK$15.02M (deposit + AVD stamp duty HK$1,176,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,736
−HK$4,750/mo
▼ 0.25% · 3.875%
HK$78,092
−HK$2,394/mo
Today · 4.125%
HK$80,486
baseline
▲ 0.50% · 4.625%
HK$85,383
+HK$4,897/mo
Deposit HK$11.07M · loan HK$16.61M · min. income ≈ HK$160,972/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,176,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,256
−HK$4,552/mo
▼ 0.25% · 3.875%
HK$86,516
−HK$2,292/mo
Today · 4.125%
HK$88,808
baseline
▲ 0.50% · 4.625%
HK$93,489
+HK$4,681/mo
Deposit HK$11.07M · loan HK$16.61M · min. income ≈ HK$177,616/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,176,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,359
−HK$5,541/mo
▼ 0.25% · 3.875%
HK$91,108
−HK$2,792/mo
Today · 4.125%
HK$93,900
baseline
▲ 0.50% · 4.625%
HK$99,614
+HK$5,714/mo
Deposit HK$8.30M · loan HK$19.37M · min. income ≈ HK$187,800/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$1,176,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,299
−HK$5,310/mo
▼ 0.25% · 3.875%
HK$100,935
−HK$2,674/mo
Today · 4.125%
HK$103,609
baseline
▲ 0.50% · 4.625%
HK$109,071
+HK$5,462/mo
Deposit HK$8.30M · loan HK$19.37M · min. income ≈ HK$207,218/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$1,176,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,605
−HK$7,124/mo
▼ 0.25% · 3.875%
HK$117,138
−HK$3,591/mo
Today · 4.125%
HK$120,729
baseline
▲ 0.50% · 4.625%
HK$128,075
+HK$7,346/mo
Deposit HK$2.77M · loan HK$24.91M · min. income ≈ HK$241,458/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,176,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,384
−HK$6,828/mo
▼ 0.25% · 3.875%
HK$129,773
−HK$3,439/mo
Today · 4.125%
HK$133,212
baseline
▲ 0.50% · 4.625%
HK$140,234
+HK$7,022/mo
Deposit HK$2.77M · loan HK$24.91M · min. income ≈ HK$266,424/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$1,176,328 · Scale 2, in force from 26 Feb 2026)