LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,136
−HK$3,960/mo
▼ 0.25% · 3.875%
HK$65,100
−HK$1,996/mo
Today · 4.125%
HK$67,096
baseline
▲ 0.50% · 4.625%
HK$71,178
+HK$4,082/mo
Deposit HK$13.84M · loan HK$13.84M · min. income ≈ HK$134,192/mo (50% DSR)
Upfront cash ≈ HK$15.02M (deposit + AVD stamp duty HK$1,176,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,239
−HK$3,794/mo
▼ 0.25% · 3.875%
HK$72,122
−HK$1,911/mo
Today · 4.125%
HK$74,033
baseline
▲ 0.50% · 4.625%
HK$77,936
+HK$3,903/mo
Deposit HK$13.84M · loan HK$13.84M · min. income ≈ HK$148,066/mo (50% DSR)
Upfront cash ≈ HK$15.02M (deposit + AVD stamp duty HK$1,176,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,764
−HK$4,751/mo
▼ 0.25% · 3.875%
HK$78,120
−HK$2,395/mo
Today · 4.125%
HK$80,515
baseline
▲ 0.50% · 4.625%
HK$85,414
+HK$4,899/mo
Deposit HK$11.08M · loan HK$16.61M · min. income ≈ HK$161,030/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,176,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,286
−HK$4,554/mo
▼ 0.25% · 3.875%
HK$86,547
−HK$2,293/mo
Today · 4.125%
HK$88,840
baseline
▲ 0.50% · 4.625%
HK$93,523
+HK$4,683/mo
Deposit HK$11.08M · loan HK$16.61M · min. income ≈ HK$177,680/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,176,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,391
−HK$5,543/mo
▼ 0.25% · 3.875%
HK$91,140
−HK$2,794/mo
Today · 4.125%
HK$93,934
baseline
▲ 0.50% · 4.625%
HK$99,649
+HK$5,715/mo
Deposit HK$8.31M · loan HK$19.38M · min. income ≈ HK$187,868/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$1,176,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,334
−HK$5,313/mo
▼ 0.25% · 3.875%
HK$100,971
−HK$2,676/mo
Today · 4.125%
HK$103,647
baseline
▲ 0.50% · 4.625%
HK$109,110
+HK$5,463/mo
Deposit HK$8.31M · loan HK$19.38M · min. income ≈ HK$207,294/mo (50% DSR)
Upfront cash ≈ HK$9.48M (deposit + AVD stamp duty HK$1,176,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,645
−HK$7,127/mo
▼ 0.25% · 3.875%
HK$117,180
−HK$3,592/mo
Today · 4.125%
HK$120,772
baseline
▲ 0.50% · 4.625%
HK$128,121
+HK$7,349/mo
Deposit HK$2.77M · loan HK$24.92M · min. income ≈ HK$241,544/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$1,176,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,429
−HK$6,831/mo
▼ 0.25% · 3.875%
HK$129,820
−HK$3,440/mo
Today · 4.125%
HK$133,260
baseline
▲ 0.50% · 4.625%
HK$140,284
+HK$7,024/mo
Deposit HK$2.77M · loan HK$24.92M · min. income ≈ HK$266,520/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$1,176,752 · Scale 2, in force from 26 Feb 2026)