LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,151
−HK$3,960/mo
▼ 0.25% · 3.875%
HK$65,115
−HK$1,996/mo
Today · 4.125%
HK$67,111
baseline
▲ 0.50% · 4.625%
HK$71,195
+HK$4,084/mo
Deposit HK$13.85M · loan HK$13.85M · min. income ≈ HK$134,222/mo (50% DSR)
Upfront cash ≈ HK$15.02M (deposit + AVD stamp duty HK$1,177,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,255
−HK$3,795/mo
▼ 0.25% · 3.875%
HK$72,139
−HK$1,911/mo
Today · 4.125%
HK$74,050
baseline
▲ 0.50% · 4.625%
HK$77,954
+HK$3,904/mo
Deposit HK$13.85M · loan HK$13.85M · min. income ≈ HK$148,100/mo (50% DSR)
Upfront cash ≈ HK$15.02M (deposit + AVD stamp duty HK$1,177,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,781
−HK$4,752/mo
▼ 0.25% · 3.875%
HK$78,138
−HK$2,395/mo
Today · 4.125%
HK$80,533
baseline
▲ 0.50% · 4.625%
HK$85,433
+HK$4,900/mo
Deposit HK$11.08M · loan HK$16.62M · min. income ≈ HK$161,066/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,177,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,306
−HK$4,554/mo
▼ 0.25% · 3.875%
HK$86,567
−HK$2,293/mo
Today · 4.125%
HK$88,860
baseline
▲ 0.50% · 4.625%
HK$93,544
+HK$4,684/mo
Deposit HK$11.08M · loan HK$16.62M · min. income ≈ HK$177,720/mo (50% DSR)
Upfront cash ≈ HK$12.25M (deposit + AVD stamp duty HK$1,177,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,411
−HK$5,544/mo
▼ 0.25% · 3.875%
HK$91,161
−HK$2,794/mo
Today · 4.125%
HK$93,955
baseline
▲ 0.50% · 4.625%
HK$99,672
+HK$5,717/mo
Deposit HK$8.31M · loan HK$19.39M · min. income ≈ HK$187,910/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$1,177,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,357
−HK$5,313/mo
▼ 0.25% · 3.875%
HK$100,994
−HK$2,676/mo
Today · 4.125%
HK$103,670
baseline
▲ 0.50% · 4.625%
HK$109,135
+HK$5,465/mo
Deposit HK$8.31M · loan HK$19.39M · min. income ≈ HK$207,340/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$1,177,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,672
−HK$7,128/mo
▼ 0.25% · 3.875%
HK$117,207
−HK$3,593/mo
Today · 4.125%
HK$120,800
baseline
▲ 0.50% · 4.625%
HK$128,150
+HK$7,350/mo
Deposit HK$2.77M · loan HK$24.93M · min. income ≈ HK$241,600/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$1,177,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,458
−HK$6,833/mo
▼ 0.25% · 3.875%
HK$129,850
−HK$3,441/mo
Today · 4.125%
HK$133,291
baseline
▲ 0.50% · 4.625%
HK$140,317
+HK$7,026/mo
Deposit HK$2.77M · loan HK$24.93M · min. income ≈ HK$266,582/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$1,177,022 · Scale 2, in force from 26 Feb 2026)