LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,166
−HK$3,962/mo
▼ 0.25% · 3.875%
HK$65,131
−HK$1,997/mo
Today · 4.125%
HK$67,128
baseline
▲ 0.50% · 4.625%
HK$71,212
+HK$4,084/mo
Deposit HK$13.85M · loan HK$13.85M · min. income ≈ HK$134,256/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,177,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,272
−HK$3,797/mo
▼ 0.25% · 3.875%
HK$72,157
−HK$1,912/mo
Today · 4.125%
HK$74,069
baseline
▲ 0.50% · 4.625%
HK$77,973
+HK$3,904/mo
Deposit HK$13.85M · loan HK$13.85M · min. income ≈ HK$148,138/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,177,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,800
−HK$4,753/mo
▼ 0.25% · 3.875%
HK$78,158
−HK$2,395/mo
Today · 4.125%
HK$80,553
baseline
▲ 0.50% · 4.625%
HK$85,455
+HK$4,902/mo
Deposit HK$11.08M · loan HK$16.62M · min. income ≈ HK$161,106/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$1,177,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,326
−HK$4,556/mo
▼ 0.25% · 3.875%
HK$86,588
−HK$2,294/mo
Today · 4.125%
HK$88,882
baseline
▲ 0.50% · 4.625%
HK$93,567
+HK$4,685/mo
Deposit HK$11.08M · loan HK$16.62M · min. income ≈ HK$177,764/mo (50% DSR)
Upfront cash ≈ HK$12.26M (deposit + AVD stamp duty HK$1,177,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,433
−HK$5,546/mo
▼ 0.25% · 3.875%
HK$91,184
−HK$2,795/mo
Today · 4.125%
HK$93,979
baseline
▲ 0.50% · 4.625%
HK$99,697
+HK$5,718/mo
Deposit HK$8.31M · loan HK$19.39M · min. income ≈ HK$187,958/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$1,177,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,381
−HK$5,315/mo
▼ 0.25% · 3.875%
HK$101,019
−HK$2,677/mo
Today · 4.125%
HK$103,696
baseline
▲ 0.50% · 4.625%
HK$109,162
+HK$5,466/mo
Deposit HK$8.31M · loan HK$19.39M · min. income ≈ HK$207,392/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$1,177,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,700
−HK$7,130/mo
▼ 0.25% · 3.875%
HK$117,236
−HK$3,594/mo
Today · 4.125%
HK$120,830
baseline
▲ 0.50% · 4.625%
HK$128,182
+HK$7,352/mo
Deposit HK$2.77M · loan HK$24.93M · min. income ≈ HK$241,660/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$1,177,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,490
−HK$6,834/mo
▼ 0.25% · 3.875%
HK$129,882
−HK$3,442/mo
Today · 4.125%
HK$133,324
baseline
▲ 0.50% · 4.625%
HK$140,351
+HK$7,027/mo
Deposit HK$2.77M · loan HK$24.93M · min. income ≈ HK$266,648/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$1,177,313 · Scale 2, in force from 26 Feb 2026)