LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,204
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$65,170
−HK$1,997/mo
Today · 4.125%
HK$67,167
baseline
▲ 0.50% · 4.625%
HK$71,254
+HK$4,087/mo
Deposit HK$13.86M · loan HK$13.86M · min. income ≈ HK$134,334/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,178,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,313
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$72,199
−HK$1,913/mo
Today · 4.125%
HK$74,112
baseline
▲ 0.50% · 4.625%
HK$78,019
+HK$3,907/mo
Deposit HK$13.86M · loan HK$13.86M · min. income ≈ HK$148,224/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,178,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,844
−HK$4,756/mo
▼ 0.25% · 3.875%
HK$78,204
−HK$2,396/mo
Today · 4.125%
HK$80,600
baseline
▲ 0.50% · 4.625%
HK$85,505
+HK$4,905/mo
Deposit HK$11.09M · loan HK$16.63M · min. income ≈ HK$161,200/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$1,178,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,376
−HK$4,559/mo
▼ 0.25% · 3.875%
HK$86,639
−HK$2,296/mo
Today · 4.125%
HK$88,935
baseline
▲ 0.50% · 4.625%
HK$93,623
+HK$4,688/mo
Deposit HK$11.09M · loan HK$16.63M · min. income ≈ HK$177,870/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$1,178,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,485
−HK$5,549/mo
▼ 0.25% · 3.875%
HK$91,237
−HK$2,797/mo
Today · 4.125%
HK$94,034
baseline
▲ 0.50% · 4.625%
HK$99,756
+HK$5,722/mo
Deposit HK$8.32M · loan HK$19.40M · min. income ≈ HK$188,068/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$1,178,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,439
−HK$5,318/mo
▼ 0.25% · 3.875%
HK$101,079
−HK$2,678/mo
Today · 4.125%
HK$103,757
baseline
▲ 0.50% · 4.625%
HK$109,226
+HK$5,469/mo
Deposit HK$8.32M · loan HK$19.40M · min. income ≈ HK$207,514/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$1,178,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,767
−HK$7,134/mo
▼ 0.25% · 3.875%
HK$117,305
−HK$3,596/mo
Today · 4.125%
HK$120,901
baseline
▲ 0.50% · 4.625%
HK$128,257
+HK$7,356/mo
Deposit HK$2.77M · loan HK$24.95M · min. income ≈ HK$241,802/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$1,178,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,564
−HK$6,838/mo
▼ 0.25% · 3.875%
HK$129,958
−HK$3,444/mo
Today · 4.125%
HK$133,402
baseline
▲ 0.50% · 4.625%
HK$140,434
+HK$7,032/mo
Deposit HK$2.77M · loan HK$24.95M · min. income ≈ HK$266,804/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$1,178,006 · Scale 2, in force from 26 Feb 2026)