LTV · monthly repayment
▼ 0.50% · 3.625%
HK$632,144
−HK$39,641/mo
▼ 0.25% · 3.875%
HK$651,807
−HK$19,978/mo
Today · 4.125%
HK$671,785
baseline
▲ 0.50% · 4.625%
HK$712,662
+HK$40,877/mo
Deposit HK$138.61M · loan HK$138.61M · min. income ≈ HK$1,343,570/mo (50% DSR)
Upfront cash ≈ HK$156.63M (deposit + AVD stamp duty HK$18,019,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$703,254
−HK$37,995/mo
▼ 0.25% · 3.875%
HK$722,115
−HK$19,134/mo
Today · 4.125%
HK$741,249
baseline
▲ 0.50% · 4.625%
HK$780,321
+HK$39,072/mo
Deposit HK$138.61M · loan HK$138.61M · min. income ≈ HK$1,482,498/mo (50% DSR)
Upfront cash ≈ HK$156.63M (deposit + AVD stamp duty HK$18,019,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$758,573
−HK$47,569/mo
▼ 0.25% · 3.875%
HK$782,169
−HK$23,973/mo
Today · 4.125%
HK$806,142
baseline
▲ 0.50% · 4.625%
HK$855,194
+HK$49,052/mo
Deposit HK$110.89M · loan HK$166.34M · min. income ≈ HK$1,612,284/mo (50% DSR)
Upfront cash ≈ HK$128.91M (deposit + AVD stamp duty HK$18,019,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$843,905
−HK$45,593/mo
▼ 0.25% · 3.875%
HK$866,538
−HK$22,960/mo
Today · 4.125%
HK$889,498
baseline
▲ 0.50% · 4.625%
HK$936,385
+HK$46,887/mo
Deposit HK$110.89M · loan HK$166.34M · min. income ≈ HK$1,778,996/mo (50% DSR)
Upfront cash ≈ HK$128.91M (deposit + AVD stamp duty HK$18,019,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$885,002
−HK$55,497/mo
▼ 0.25% · 3.875%
HK$912,530
−HK$27,969/mo
Today · 4.125%
HK$940,499
baseline
▲ 0.50% · 4.625%
HK$997,726
+HK$57,227/mo
Deposit HK$83.17M · loan HK$194.06M · min. income ≈ HK$1,880,998/mo (50% DSR)
Upfront cash ≈ HK$101.19M (deposit + AVD stamp duty HK$18,019,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$984,556
−HK$53,192/mo
▼ 0.25% · 3.875%
HK$1,010,961
−HK$26,787/mo
Today · 4.125%
HK$1,037,748
baseline
▲ 0.50% · 4.625%
HK$1,092,449
+HK$54,701/mo
Deposit HK$83.17M · loan HK$194.06M · min. income ≈ HK$2,075,496/mo (50% DSR)
Upfront cash ≈ HK$101.19M (deposit + AVD stamp duty HK$18,019,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,137,859
−HK$71,354/mo
▼ 0.25% · 3.875%
HK$1,173,253
−HK$35,960/mo
Today · 4.125%
HK$1,209,213
baseline
▲ 0.50% · 4.625%
HK$1,282,791
+HK$73,578/mo
Deposit HK$27.72M · loan HK$249.50M · min. income ≈ HK$2,418,426/mo (50% DSR)
Upfront cash ≈ HK$45.74M (deposit + AVD stamp duty HK$18,019,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,265,857
−HK$68,391/mo
▼ 0.25% · 3.875%
HK$1,299,807
−HK$34,441/mo
Today · 4.125%
HK$1,334,248
baseline
▲ 0.50% · 4.625%
HK$1,404,578
+HK$70,330/mo
Deposit HK$27.72M · loan HK$249.50M · min. income ≈ HK$2,668,496/mo (50% DSR)
Upfront cash ≈ HK$45.74M (deposit + AVD stamp duty HK$18,019,626 · Scale 2, in force from 26 Feb 2026)