LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,226
−HK$3,965/mo
▼ 0.25% · 3.875%
HK$65,193
−HK$1,998/mo
Today · 4.125%
HK$67,191
baseline
▲ 0.50% · 4.625%
HK$71,279
+HK$4,088/mo
Deposit HK$13.86M · loan HK$13.86M · min. income ≈ HK$134,382/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,178,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,338
−HK$3,800/mo
▼ 0.25% · 3.875%
HK$72,225
−HK$1,913/mo
Today · 4.125%
HK$74,138
baseline
▲ 0.50% · 4.625%
HK$78,046
+HK$3,908/mo
Deposit HK$13.86M · loan HK$13.86M · min. income ≈ HK$148,276/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,178,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,871
−HK$4,758/mo
▼ 0.25% · 3.875%
HK$78,231
−HK$2,398/mo
Today · 4.125%
HK$80,629
baseline
▲ 0.50% · 4.625%
HK$85,535
+HK$4,906/mo
Deposit HK$11.09M · loan HK$16.64M · min. income ≈ HK$161,258/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$1,178,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,406
−HK$4,560/mo
▼ 0.25% · 3.875%
HK$86,670
−HK$2,296/mo
Today · 4.125%
HK$88,966
baseline
▲ 0.50% · 4.625%
HK$93,656
+HK$4,690/mo
Deposit HK$11.09M · loan HK$16.64M · min. income ≈ HK$177,932/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$1,178,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,516
−HK$5,551/mo
▼ 0.25% · 3.875%
HK$91,270
−HK$2,797/mo
Today · 4.125%
HK$94,067
baseline
▲ 0.50% · 4.625%
HK$99,791
+HK$5,724/mo
Deposit HK$8.32M · loan HK$19.41M · min. income ≈ HK$188,134/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$1,178,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,474
−HK$5,320/mo
▼ 0.25% · 3.875%
HK$101,115
−HK$2,679/mo
Today · 4.125%
HK$103,794
baseline
▲ 0.50% · 4.625%
HK$109,265
+HK$5,471/mo
Deposit HK$8.32M · loan HK$19.41M · min. income ≈ HK$207,588/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$1,178,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,807
−HK$7,136/mo
▼ 0.25% · 3.875%
HK$117,347
−HK$3,596/mo
Today · 4.125%
HK$120,943
baseline
▲ 0.50% · 4.625%
HK$128,302
+HK$7,359/mo
Deposit HK$2.77M · loan HK$24.95M · min. income ≈ HK$241,886/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$1,178,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,609
−HK$6,840/mo
▼ 0.25% · 3.875%
HK$130,004
−HK$3,445/mo
Today · 4.125%
HK$133,449
baseline
▲ 0.50% · 4.625%
HK$140,483
+HK$7,034/mo
Deposit HK$2.77M · loan HK$24.95M · min. income ≈ HK$266,898/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$1,178,422 · Scale 2, in force from 26 Feb 2026)