LTV · monthly repayment
▼ 0.50% · 3.625%
HK$63,239
−HK$3,965/mo
▼ 0.25% · 3.875%
HK$65,206
−HK$1,998/mo
Today · 4.125%
HK$67,204
baseline
▲ 0.50% · 4.625%
HK$71,294
+HK$4,090/mo
Deposit HK$13.87M · loan HK$13.87M · min. income ≈ HK$134,408/mo (50% DSR)
Upfront cash ≈ HK$15.05M (deposit + AVD stamp duty HK$1,178,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,353
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$72,239
−HK$1,915/mo
Today · 4.125%
HK$74,154
baseline
▲ 0.50% · 4.625%
HK$78,062
+HK$3,908/mo
Deposit HK$13.87M · loan HK$13.87M · min. income ≈ HK$148,308/mo (50% DSR)
Upfront cash ≈ HK$15.05M (deposit + AVD stamp duty HK$1,178,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,887
−HK$4,758/mo
▼ 0.25% · 3.875%
HK$78,247
−HK$2,398/mo
Today · 4.125%
HK$80,645
baseline
▲ 0.50% · 4.625%
HK$85,552
+HK$4,907/mo
Deposit HK$11.09M · loan HK$16.64M · min. income ≈ HK$161,290/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$1,178,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,423
−HK$4,561/mo
▼ 0.25% · 3.875%
HK$86,687
−HK$2,297/mo
Today · 4.125%
HK$88,984
baseline
▲ 0.50% · 4.625%
HK$93,675
+HK$4,691/mo
Deposit HK$11.09M · loan HK$16.64M · min. income ≈ HK$177,968/mo (50% DSR)
Upfront cash ≈ HK$12.27M (deposit + AVD stamp duty HK$1,178,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,534
−HK$5,552/mo
▼ 0.25% · 3.875%
HK$91,288
−HK$2,798/mo
Today · 4.125%
HK$94,086
baseline
▲ 0.50% · 4.625%
HK$99,811
+HK$5,725/mo
Deposit HK$8.32M · loan HK$19.41M · min. income ≈ HK$188,172/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$1,178,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,494
−HK$5,321/mo
▼ 0.25% · 3.875%
HK$101,135
−HK$2,680/mo
Today · 4.125%
HK$103,815
baseline
▲ 0.50% · 4.625%
HK$109,287
+HK$5,472/mo
Deposit HK$8.32M · loan HK$19.41M · min. income ≈ HK$207,630/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$1,178,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,830
−HK$7,138/mo
▼ 0.25% · 3.875%
HK$117,371
−HK$3,597/mo
Today · 4.125%
HK$120,968
baseline
▲ 0.50% · 4.625%
HK$128,329
+HK$7,361/mo
Deposit HK$2.77M · loan HK$24.96M · min. income ≈ HK$241,936/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$1,178,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,635
−HK$6,841/mo
▼ 0.25% · 3.875%
HK$130,031
−HK$3,445/mo
Today · 4.125%
HK$133,476
baseline
▲ 0.50% · 4.625%
HK$140,512
+HK$7,036/mo
Deposit HK$2.77M · loan HK$24.96M · min. income ≈ HK$266,952/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$1,178,662 · Scale 2, in force from 26 Feb 2026)